As per your demand here I am providing you information related to SBI UBI Credit Card

Eligibility:

The eligibility for procuring an SBI UBI Credit Card is decided based on the applicant’s income and employment, among other factors.

Documents required:

-PAN card

-ID proofs (Anyone) –

Passport

Driving License

PAN Card

UID Aadhaar Number

Voter’s ID



Fees and Charges:

A onetime Joining Fee: A maximum of Rs. 5000

Annual Fee: A maximum of Rs. 1500

Add-on Fee per annum: A maximum of Rs. 500

Extended credit - Interest Free Period
A period of 20 to 50 days and is applicable on retails spends only if the outstanding balance amount from the previous month is paid completely

Extended credit - Finance Charges
Up to 40.2% per annum or 3.35% per month from the date of transaction

Extended credit - Minimum Amount Due
A minimum of Rs. 200 or 5% of the Total amount outstanding along with Government Service Tax and in case of loans, including EMI

Cash Advance Limit: A maximum of 80% of the credit limit

Cash Advance - Free Credit Period: Nil

Cash Advance - Finance Charges:
A maximum of 80% of the credit limit; For Gold Card users, up to Rs. 12000 per day and for Platinum or Signature Card users, up to Rs. 15000.

Cash Advance Fees - State Bank of India ATMs and other Domestic ATMs
Rs. 300 or 2.5% of the amount withdrawn, for each transaction

International ATMs
Rs. 300 or 3% of the the amount withdrawn, for every transaction

Cheque Pickup: Rs. 90

Statement Retrieval
If over 2 months, then Rs. 100 for each statement

Chargeslip Request: For each chargeslip, Rs. 225 is charged

Overlimit: A minimum of Rs. 500 or 2.5% of the overlimit amount

Rewards Redemption Fee: Rs 99 along with Government Service Tax

Cheque Pickup: Rs. 90

Cash OTC fee: Rs. 100

Replacing the card: Rs. 100

Surcharge - Railway Ticket: Rs. 30 plus 2.5% of the transaction amount