Hello, here I am providing you the details of the State Bank of Hyderabad Home Loan as under:

Eligibility:
Individual(s) over 18 years of age with steady source of income, including persons engaged in agriculture & allied activities.

Processing fee:
Up to Rs. 25.00 lacs- 0.25% of loan amount subject to minimum of Rs.5,000/-
Above Rs. 25.00 lacs to Rs. 75.00 lacs- Rs.6,500/-
Above Rs. 75.00 lacs- Rs.10,000/-

Equitable Mortgage Charges:
Upto 1Lakh – NIL
Above 1 Lakh – Rs. 200/- per lakh.
Max: Rs. 11,200/-

CERSAI – Amount of Fee Payable:
Rs. 500/- for creation.

EMI/ NMI Ratio:
Based on income-wise graded ratio as under:
Up to `0.60 lacs: 20%
Above `0.60 lakhs to `1.20 lakhs: 25%
Above `1.20 lakhs to `2.00 lakhs: 30%
Above `2.00 lakhs to `5.00 lakhs: 50%
Above `5.00 lakhs to `10.00 lakhs: 55%
Above `10.00 lakhs: 65%

Interest:
Period Slab Interest Rate
Housing Loan upto 75 lacs 9.7
Housing Loan Above 75Lacs 9.7
SBH Maxgain upto 75 Lacs 9.8
SBH Maxgain Above 75 lacs (Max: Rs. 1cr) 9.8