#1
June 1st, 2016, 11:36 AM
| |||
| |||
State Bank Of Hyderabad Home Loan Processing Fees
What is the processing fee for Home Loan offer by State Bank Of Hyderabad to customer here will you please get the information?
|
#2
June 1st, 2016, 12:06 PM
| |||
| |||
Re: State Bank Of Hyderabad Home Loan Processing Fees
On your concern I will tell you the processing fee for Home Loan offer by State Bank Of Hyderabad so that you can check it easily. Eligibility Individual(s) over 18 years of age with steady source of income, including persons engaged in agriculture & allied activities. Processing fee Up to Rs. 25.00 lacs- 0.25% of loan amount subject to minimum of Rs.5,000/- Above Rs. 25.00 lacs to Rs. 75.00 lacs- Rs.6,500/- Above Rs. 75.00 lacs- Rs.10,000/- Equitable Mortgage Charges Upto 1Lakh – NIL Above 1 Lakh – Rs. 200/- per lakh. Max: Rs. 11,200/- CERSAI – Amount of Fee Payable Rs. 500/- for creation EMI/ NMI Ratio : Based on income-wise graded ratio as under: Up to `0.60 lacs: 20% Above `0.60 lakhs to `1.20 lakhs: 25% Above `1.20 lakhs to `2.00 lakhs: 30% Above `2.00 lakhs to `5.00 lakhs: 50% Above `5.00 lakhs to `10.00 lakhs: 55% Above `10.00 lakhs : 65% Amount of Finance : Maximum loan amount will be lowest of loan amount assessed on the basis of the under noted 3 options(a.b.c) below: a) Project cost which may include cost of land, house/ flat, cost of additional amenities related with said house/ flat, registration charges, stamp duty, property insurance, service tax and other statutory dues, if any, less applicable margin. b) Permissible EMI/ NMI ratio. c) Maximum Permissible Loan to Value(LTV) ratio. Address:- State Bank Of Hyderabad Abids Road, Abids, Hyderabad, Telangana 500001 Phone:- 1800 425 4055 |
|