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June 1st, 2016, 12:06 PM
Super Moderator
 
Join Date: Mar 2012
Re: State Bank Of Hyderabad Home Loan Processing Fees

On your concern I will tell you the processing fee for Home Loan offer by State Bank Of Hyderabad so that you can check it easily.

Eligibility
Individual(s) over 18 years of age with steady source of income, including persons engaged in agriculture & allied activities.

Processing fee
Up to Rs. 25.00 lacs- 0.25% of loan amount subject to minimum of Rs.5,000/-

Above Rs. 25.00 lacs to Rs. 75.00 lacs- Rs.6,500/-

Above Rs. 75.00 lacs- Rs.10,000/-

Equitable Mortgage Charges
Upto 1Lakh – NIL
Above 1 Lakh – Rs. 200/- per lakh. Max: Rs. 11,200/-

CERSAI – Amount of Fee Payable
Rs. 500/- for creation

EMI/ NMI Ratio :
Based on income-wise graded ratio as under:
Up to `0.60 lacs: 20%
Above `0.60 lakhs to `1.20 lakhs: 25%
Above `1.20 lakhs to `2.00 lakhs: 30%
Above `2.00 lakhs to `5.00 lakhs: 50%
Above `5.00 lakhs to `10.00 lakhs: 55%
Above `10.00 lakhs : 65%

Amount of Finance :

Maximum loan amount will be lowest of loan amount assessed on the basis of the under noted 3 options(a.b.c) below:

a) Project cost which may include cost of land, house/ flat, cost of additional amenities related with said house/ flat, registration charges, stamp duty, property insurance, service tax and other statutory dues, if any, less applicable margin.

b) Permissible EMI/ NMI ratio.

c) Maximum Permissible Loan to Value(LTV) ratio.

Address:-
State Bank Of Hyderabad
Abids Road, Abids, Hyderabad, Telangana 500001

Phone:-
1800 425 4055


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