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Old June 6th, 2015, 01:26 PM
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Default State Bank Of India Schemes For Senior Citizens

I have account a saving account in state bank of India. Please tell me What are the salient features of the Senior Citizens Savings Scheme 2004? Please provide me detail about scheme for Senior Citizens available at state bank of India (SBI)?
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Old March 20th, 2017, 02:26 PM
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Default Re: State Bank Of India Schemes For Senior Citizens

I already have an account in the State Bank Of India and searching for some schemes of this bank. Will you provide all details related to State Bank Of India Schemes For Senior Citizens along with Eligibility Criteria for SBI Senior Citizen Saving Scheme so I can avail facility?
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Old March 20th, 2017, 02:27 PM
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Default Re: State Bank Of India Schemes For Senior Citizens

Senior Citizen Saving Scheme is an ultra-safe one backed by the government, making it an ideal option for retired taxpayers.

Eligibility Criteria for SBI Senior Citizen Saving Scheme

Any individual -
Who will be 60 years old and above on the account opening date
Who is 55 years old and more but below 60 years, but has retired on the account opening date
Who retired before these rules started and is 55 years old and above on the account opening date
Who is a retired Defence Services personnel is eligible to open an account. Defence Services here does not include civilian Defence employees
NRIs are not eligible

Other details:

Interest on the Deposit The SBI Senior Citizen Saving Scheme interest rate is 9.3 percent per annum
Type of Deposit You can make a deposit by cash (if the deposit amount is less than Rs.1 Lakh) or by demand draft (DD) or cheque
Multiple Accounts You can open more than one account as long as the total deposits in all of the accounts together does not exceed Rs.15 Lakhs collectively
Nominees You can have more than one nominee
Joint Account You can open a joint account with your spouse
Extension You can extend your SBI Senior Citizen Saving Scheme account for 3 years more after maturity

Contact:

State Bank of India
State Bank Bhavan, Madam Cama Road
Mumbai-400021.

SBI Office Phone Number: +91-22-22029456
SBI Office Fax Number: +91-22-22742431
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