Feel free buddy I will let you know about Sanjeevini scheme started by State Bank Of Mysore for pensioners so that you can check it.

The Sanjeevini scheme of State Bank Of Mysore introduced to provide timely assistance for obtaining Medical treatment for Salaried class, Self employed persons, Employees of reputed PSUs, Profit making public limited companies, Self employed engineers, Doctors, Architects, Chartered Accountants, MBAs, Pesioners of PSUs, Govt. (state/central) public sector banks and also pensioners

Eligibility
a) Employees of Government, Reputed PSUs and profit making Public Limited Compani, with a minimum of 10 years service

b) Self Employed Engineers, Doctors, Architects, Chartered Accountants, MBAs, with a minimum 5 years standing. They should be below 65 years of age

c) Pensioners of PSUs / Govt. (State/Central) Public Sector Banks who have taken premature voluntary retirement and are 60 years of age or less, including pensioners of SBM

d) Agents of Insurance / KVP / Mutual Funds etc., who are tax assesees and whose gross annual income exceeds Rs. 1.50 lacs.

The facility will be considered only if a power of attorney or mandate is registered with the principal organisation with which the agent deals, authorising them to remit the commission direct to the Bank.

Provided, however, that if the person treated happens to be a minor Son / Daughter of an eligible applicant, the loan can be extended to the Parent earning

Income Criteria:
a) For Employees / Pensioner - Net monthly income Rs. 6000/-

b) For Self Employed Person - Net annual income of Rs. 1,50,000/- as per latest I.T. Returns

c) For Agents - Gross income exceeding Rs. 1.50 lakh per annum (to produce latest I.T. Returns)

d) Income of the spouse can be considered if the spouse guarantees the loan

Loan Amount:
Minimum Rs. 20,000/-

Maximum 12 months net monthly income, Net of all deductions, including Income
Tax for salaried individuals and pensioners and 1 year's net annual income in case of
Self-employed professionals subject to the ceilings as below:

Employees and Professionals: Rs. 1.50 lacs

Pensioners who have taken early retirement and Agents under eligibility above Rs. 1.00 lac

Rate of Interest: (wef 10.08.2008)
With check-off facility
15.25%

Without check-off facility
15.50%

Procesing fee:
0.50% with a maximum of Rs. 500/-.

Address:-
State Bank Of Mysore
HEAD OFFICE,P.B.NO 9727 NO 646,
KEMPE GOWDA ROAD,
BANGALORE-560009