State Bank of Patiala was founded in 1917 and is associate bank of the State Bank Group. Presently, it has a network of 1445 service outlets, including 1314 branches, in all major cities of India, but most of the branches are located in the Indian states of Punjab, Haryana, Himachal Pradesh, Rajasthan, Jammu & Kashmir , Uttar Pradesh, Madhya Pradesh, Delhi, Gujarat and Maharashtra.

State Bank of Patiala Profit

Performance Highlights for 2014-15

Total Business crossed Rs 173000 crores

Operating profit up by 10% to Rs 1599 Cr

Retail Advances grew by 13%

Total Branches increased to 1300 from 1205 as on 01/04/2014

Other income up by 16% to Rs 1007 Cr.

Fee income up by 10% to Rs. 630 Cr

CAR under Basel III improved from 10.38% to 12.06%


Key Performance Areas for Last Few Years

Particulars 2013-14 2014-15

Total Income 11027.89 11358.06
Total Expenditure including provisions 10580.29 10996
Net Profit 447.6 362.06
Earning per share of Rs.100 each (Rs.) 151.55 92.94
Return on Average Assets (%) 0.42 0.33
Return on Equity (%) 7.8 5.41
Yield on Advances (%) 11.02 10.67
Cost of Deposits 7.74 7.64
Paid up Capital & Reserve & Surplus 6131.41 7244.26
Deposits 89673.16 92704.92
Advances (including Bills) 75936.56 78642.13
Total Assets/Liabilities 114120.73 116709.1
Number of Branches 1205 1300
Capital Adequacy Ratio(%) -Basel III 10.38 12.06
Net NPAs (%) 3.17 3.88
Business per Branch 138.99 133.35


Contact Detail:
State Bank of Patiala
Head Office, The Mall
Patiala - 147 001
Punjab
India