#1
January 13th, 2016, 12:14 PM
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Student loans for studying abroad
I am planning to do study from abroad and for that have to apply for the Student loan so please tell me about the banks that provides Student loans for studying abroad?
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#2
January 13th, 2016, 12:34 PM
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Re: Student loans for studying abroad
Ok, here I am providing you the details about some of the top Banks of India that offers Student loans for studying abroad with info about the interest rates Bank of Baroda Bank of Baroda offers loans of up to Rs 20 lakhs with a rate of interest per annum of 12% for loans above Rs 4 lakhs. Canara Bank Canara Bank offers up to Rs 20 lakhs with a rate of interest per annum of 12% for loans between Rs 4 and 7.5 lakhs and 9.5% for loans greater than Rs 7.5 lakhs. Axis Bank Axis Bank offers up to Rs 20 lakhs and its rate of interest per annum ranges from 13.75% to 15.75%. Credila Credila (of the HDFC Bank Company) offers up to Rs 20 lakhs and its rate of interest per annum is 13.5%. ICICI Bank ICICI Bank offers up to Rs 20 lakhs and has an annual interest rate of 15%. Indian Overseas Bank Indian Overseas Bank offers up to Rs 40 lakhs and charges an annual interest rate of 15%. State Bank of India offers up to Rs 30 lakhs with an annual interest rate of 13.75% for amounts between Rs 4 – 7.5 lakhs and 11.75% for amounts above Rs 7.5 lakhs. Application Check List: Identity Proof: • Driving license • Passport • Pan card • Voter's identity card • A signed verification letter from a recognized public authority or public servant for your identity and residence. • Aadhar card Address Proof: • Passport • Bank account statement • Ration card • Aadhar card • Voter’s ID card • Telephone bill/ water bill/ electricity bill • Allotment letter issued by a government department Signature Proof: • The banker’s signature verification • Driving license • PAN card • Passport copy |
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