Punjab & Sind Bank is a government-owned bank (79.62%), with headquarters in New Delhi

Total Business of Punjab And Sind Bankin the year 2014 -15

Particulars FY 2014-15 FY 2013-14

Deposits (' INR crores) 86,714.71 84,730.16


Advances (' INR crores) 64,796.42 57,857.74

Total Business (A+B) (' INR crores) 1,51,511 1,42,588

Total Assets (' INR crores) 97,753.40 94,509.15

Operating Profit (' INR crores) 775.45 800.54

Net Profit(' INR crores) 121.35 300.63

Business/Employee (' INR crores) 15.95 15.31

Net Interest Margin (NIM) (%) 1.80 1.88

Return on assets (%) 0.13 0.35

Gross NPAs (%) 4.76 4.41

Net NPAs (%) 3.55 3.35

Total Branches 1456 1330

Total ATM's 1268 1008


Delivery Channel Based Products of Bank

Debit Card

ATM

Internet Banking

Mobile Banking

SMS Banking