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  #2  
January 24th, 2016, 09:03 AM
Super Moderator
 
Join Date: Mar 2012
Re: Two Wheeler Insurance Online

As per your request here I am providing you information about the Two Wheeler Insurance Online services at Bajaj Allianz's like Key Benefits, Covered as well as exclusions.

Buy Two Wheeler and Bike Insurance Online
With your two wheeler insurance, you get:
Hassle-free claim settlement

24x7 claim support

Quick and easy steps to purchase bike insurance online


Key Benefits of Two Wheeler Insurance with Bajaj Allianz's
Avail of our 24x7 telephonic service for claims support and other assistance, even on holidays.

Instant claims assistance and SMS updates on your claim status through our 24x7 call-centers.

Receive 75% on account payment when cashless facility is not available.

Transfer up to 50% of your existing No Claim Bonus from any bike insurance provider.

Bajaj Allianz's preferred workshops give you access to hassle-free inspection and bring to you high service standards with two wheeler insurance



What is Covered?
Loss or damage to your two wheeler against natural calamities:
Your bike insurance policy covers
Fire,

Explosion,

Self-ignition or lightning,

Earthquake,

Flood,

Typhoon,

Hurricane,

Storm,

Tempest,

Inundation,

Cyclone,

Hailstorm,

Frost,

Landslide and

Rockslide

Loss or damage to your two wheeler against man-made calamities:
Burglary,
Theft,
Riot,
Strike,
Malicious act,
Accident by external means, terrorist activity,
Any damage in transit by road, rail, inland waterway,
Lift, elevator or air is covered by two wheeler insurance.


Personal Accident Cover:
With bike insurance,
getcoverage of Rs.1 lakh for the individual owner/driver of the vehicle while driving or travelling and mounting or dismounting from the two wheeler.

Optional personal accident covers for co-passengers available with our two wheeler insurance.

Third Party Legal Liability:
Protection against legal liability due to accidental damages resulting in the permanent injury or death of a person, and damage caused to the surrounding property.



Are there any exclusions?
Normal wear and tear and general ageing of the vehicle

Mechanical/electrical breakdown

Loss/damage due to war, mutiny or nuclear risk

Vehicles being used otherwise than in accordance with limitations as to use

Damage to/by a person driving any vehicles without a valid license

Damage to/by a person driving the vehicle under the influence of drugs or liquor

Wear and tear of consumables like tyres and tubes unless the vehicle is damaged at the same time, in which case the liability of the company shall be limited to 50% of the cost of replacement.


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