This is the chart of the UCO Bank education loan rates of the

Range of Loans & Advances Spread over Base Rate Final lending Rate
(Total Funded Exposure)
Base Rate 10.50%

Upto Rs. 5 lacs 1.00% 11.50%
Above Rs. 5 lacs and up to Rs. 25 lacs 3.00% 13.50%
Above Rs. 25 lacs and upto Rs. 1 Cr. 3.50% 14.00%

Above Rs. 1 Cr. as per Credit Rating >Rs. 1 Cr. & upto Rs. 5 Cr. >Rs. 5 Cr. & upto Rs. 10 Cr.
Rating Spread over Base Rate Final lending Rate Spread over Base Rate Final lending Rate
Base Rate 10.50% 10.50%
A++ 3.50% 14.00% 4.50% 15.00%
A+ 3.60% 14.10% 4.60% 15.10%
A 3.75% 14.25% 4.75% 15.25%
B+ 3.90% 14.40% 4.90% 15.40%
B 4.00% 14.50% 5.00% 15.50%
B- 4.50% 15.00% 5.50% 16.00%
C 5.50% 16.00% 6.50% 17.00%