2023 2024 EduVark > Education Discussion > General Discussion


  #1  
June 4th, 2016, 10:21 AM
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Union Bank Of India Bike Loan

Hello sir, I am Honey Singh. I am from Noida. I want you to help me by giving me some information about the Union Bank of India bike loan or loan for two wheeler. Can you give me some details about it?
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  #2  
June 4th, 2016, 12:38 PM
Super Moderator
 
Join Date: Mar 2013
Re: Union Bank Of India Bike Loan

As you have asked about the Union Bank of India bike loan or loan for two wheeler, I am giving you information about it, check below for the details

Now you can fulfil your dreams of owing a vehicle by availing Union Miles.

ELIGIBILITY
A person has to meet the following criteria to avail the loan:

Resident Indian citizen and Non-Resident Indians (NRIs)
Minimum age - 18 years and maximum age - 70 years
Individual, either singly or jointly with other family members viz. father, mother, son, spouse or daughter as co-applicants
Companies / Firms for purchase of vehicle for usage by their Directors / employees

QUANTUM OF LOAN

Maximum quantum of loan
New 4-wheeler Rs. 125 Lakh
Old 4-wheelers (not older than 3 years) Rs. 20 Lakh
New 2-wheeler Rs. 10 Lakh

MARGIN, I.E. YOUR SHARE

15 % of on-road price (Vehicle Cost + Registration Charges + Insurance + Road Tax)
40 % of old vehicle's valuation cost

REPAYMENT
Repayment period Maximum repayment tenure
New 4-wheeler 7 years
Old 4-wheelers (not older than 3 years) 5 years
New 2-wheeler 3 years


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