Union Bank of India is one of the largest government-owned banks of India.

Union Bank of India offers a range of credit cards with superlative privileges ranging from shopping, dining, ticket bookings, travel, entertainment and much more.

Union Bank of India credit cards are offered in multiple variants like Gold, Classic and Silver.

Annual fees:

You do not have to pay any annual fees for a Union Bank of India credit card.

Only holders of the Signature credit card have to bear an annual fee of Rs. 250, which will also be waived off if the credit card spend is over Rs. 1 lakh

Union points can be earned based on the customer’s monthly spend on a Union Bank of India credit card. The rewards points’ structure is as follows –

If the monthly spend is up to Rs. 10,000, then 1 Union Point can be earned with every Rs. 100 spent.

If the monthly spend ranges between Rs. 10,001 to Rs. 30,000, then points can be earned at the rate of 1.5 points for every Rs.100 spent.
If the monthly spend is above Rs. 30,000, then 2 Union Points can be earned with every Rs. 100 spent.

Union Bank of India Credit Card Eligibility:

The stipulated income criteria has to be met by Visa International Credit Card applicants.
Signature credit cards can be procured if the applicant has a minimum income of Rs. 5 lakhs per annum.
Usecure credit cards can be availed by customers holding a term deposit for any value ranging from Rs 25,000 to Rs 5, 00,000.

Types of loans available:

Home Loans
Home Loan
Home Loan for Rural/ Semi Urban
Union Home - Smart Save
Union Top-Up
Vehicle Loans
Union Miles
Education Loans
Union Education
Loans against Property
Union Mortgage
Union Reverse Mortgage
Loans for Senior Citizens
Union Reverse Mortgage
Personal Loan
Union Personal
Union Personal
Union Personal for existing housing loan borrowers
Union Personal under Tie-ups with Central/State Government & Reputed Organizations
Loans-Medical Practitioners
Union Health
Loans for Pensioners

Contact:

All-India Toll Free number
1800 22 22 441800 208 2244

All-India Toll Free number for PMJDY Scheme
1800 22 22 43

Dedicated Number for NRI
+918025302510