Hello, here I am providing you the details of the home loan of the Union Bank of India as under:

PURPOSE
Purchase/ construction of house/ flat
Purchase of plot and construction of house thereon
Repairs/ improvements/ extension of the existing residential property.
Take-over of housing loan availed from another bank / FI

Details:
Interest Rate
9.60% to 9.65%

Processing Fees
0.50% of loan amount subject to a maximum of Rs.15,000/- plus service tax

Loan Tenure
30 years

GUARANTEE
Third party guarantee is not mandatory for Resident Indian
One/two guarantors of Indian Residents, having means equivalent to that of the loan amount, is to be provided by the NRI applicant

SECURITY
Equitable mortgage (E.M.) of the residential property
If the house/ flat proposed to be purchased is yet to be constructed or is under construction, interim security may be required

REPAYMENT
Repayment period of up to 30 years
10 years in case of repairs
Flexible methods of repayment