Please find the details of the Vijaya Bank’s Personal Loan Scheme for different category of persons:

Vijaya Bank Personal Loan Details:
Salaried
Self Employed

Loan Scheme
V Cash

Loan Type
Term Loan

Loan Amount
Salaried
Self Employed

Min. - Rs 50000
Max. - Rs 200000

Min. - Rs 50000
Max. - Rs 200000

Tenure
Salaried
Self Employed

Min. - 12 Months.
Max. - 60 Months.

Min. - 12 Months.
Max. - 60 Months.

Time To Process Loan
7 Days

7 Days

Fees & Charges: Vijaya Bank Personal Loan
Salaried
Self Employed

Processing Fee
0.55 %
0.55 %

Pre-Payment Charges
1.13 %
1.13 %

Vijaya Bank Personal Loan Interest Rate

Interest Rate
Salaried
Self Employed

Min. - 14.75 %
Max. - 15.75 %

Min. - 14.75 %
Max. - 15.75 %

PURPOSE
For meeting short term credit needs.

ELIGIBILITY
Salaried persons/ Pensioners

AGE LIMIT
Between 21 to 55(Left over service to be min. of 2 years)
Pensioners – Exit Age – 72 years.

QUANTUM
Last18 month’s average net take home salary, with maximum of Rs.6.00 lakhs

For pensioners: 18 months gross pension

with maximum of RS.2.00 lakhs

RATEOFINTEREST
• For Pensioners - BR+3.05

• For others - BR+4.05


REPAYMENT PERIOD
60 Equated Monthly Instalments.

PRESANCTION DOCUMENTS
Most recent salary certificate of the aspirants. Salary of the future borrower is credited to his bank account maintained with us at least for a minimum period of 6 months prior to the loan.

Contact Details:

VIJAYA BANK ARMB, NO. 144,,MOORE STREET,,CHENNAI,PinCode:600001
Email: che.armb3043@VIJAYABANK.co.in
Phone: 044-25341587