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  #2  
January 3rd, 2018, 09:15 AM
Super Moderator
 
Join Date: Mar 2012
Re: Apna Sahakari Bank Car Loan

The Apna Sahakari Bank Ltd offer Vehicle Loan For purchase of new / second hand Vehicle for own use or for commercial use.

Vehicle Loan

Purpose - For purchase of new / second hand Vehicle for own use or for commercial use

Who can Avail this Loan -

Any account holder who is a Salaried employee / Businessman / Professional with repaying capacity

Loan Features

Repayment Period : 36 to 60 instalments

Collateral Security :

a. L.I.C
b. N.S.C
c. Kisan Vikas Patra
d. Fixed Deposit. Recurring Dep.

Rate of Interest

Two wheeler

Women : 10.50%
Others : 10.75%

Personal Use

Womens : 10.75%
Others : 11%

Commercial Use

3 years : 11.50%
5 years : 12%

Rate applicable for Loans sanctioned and Disbursed after 1/02/2017

Charges -

1. Share 2.5% of the Loan amount above 1 Lakh
2. Guarantor's share of Rs 1000/- each
3. Service Charges 1% of loan amount Min 125/-
4. Franking – Upto Rs. 5 Lakhs – 0.10% Above Rs. 5 Lakhs – 0.20%
5. Visit Charges – Rs.300/- to Rs 10000/-
6. Scrutiny charges – Min – 400/- Max 50000/-
7. Cibil Report – Consumer – 200/- Commercial – 1500/-

Positive Points

Quick Disbursal
Guarantor Not Required (Two Wheeler Loans) personal use vehicle upto Rs.7.50 lakh only one guarantor required
No Pre-payment charges
Flexibility in repayment period
Daily reducing balance
Repayment in addition to fixed instalment can be made without any charges

Contact-

Apna Bank Bhavan
Dr. S.S.Rao Road,
Lalbaug, Parel, Mumbai 400012
Land Mark: Near Piramal Chambers (Income Tax office)
Contact
022-24105261 / 022-24100816 / 022-24112065 / 022-24164860 /
022-24104861 / 022-24104862 / 022-24114863


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