Can you tell me about the features of the Home Loan offered by Apna Sahakari Bank Limited? Also tell me about the rate of interest charged for the Loan?

Apna Sahakari Bank Limited provides Home Loan for construction / purchase of House with ready possession or flats with 85% construction completed. Any account holder who is a salaried employee / Businessman / Professional with repaying capacity can apply for it.

Loan Features

Maximum Limit:
Rs.70 Lakhs

Repayment Period:
Maximum 240 instalments

Margin:
10% to 15%

Eligibility:
Agreement Value or Market Value of the flat whichever is less (Valuation is required in case the difference between Agreement. Value and Mkt. Value is greater than 20%)

Repayment Capacity:
1/4th take home salary after deduction of loan instalment

Primary Security:
Residential Flat

Collateral Security:
a. L.I.C
b. N.S.C
c. Kisan Vikas Patra
d. Fixed Deposit. Recurring Dep

Rate of Interest
Women: 9.50%
Others: 9.75%

Apna Sahakari Bank Home Loan