Bank Of America Checking Accounts is a straightforward personal checking solution — good for those with direct deposit.

$12 or $0 monthly fee
Minimum balance or qualifying direct deposit required for the $0 monthly fee

Banking wherever and whenever you need it

Account access at their network of financial centers, online or on the go

Minimum opening deposit-

For Bank of America Core Checking®, $25

For Bank of America Interest Checking®, $100

Fees-

No maintenance fee for each statement cycle that you:

For Bank of America Core Checking®, Have at least one qualifying direct deposit of $250 or more
or
Maintain a minimum daily balance of $1,500 or more.

Students under age 23 are eligible to have this fee waived while enrolled in high school, college, university or a vocational program.

For Bank of America Interest Checking®, Maintain a combined balance of at least $10,000 or more each statement cycle. Combined balances include:
The average daily balance in eligible linked checking, savings and money market savings accounts for the statement cycle

And

The current balances in linked personal CDs and IRAs at the end of the Interest Checking statement cycle

And

The current balance (2 business days before the end of the Interest Checking statement cycle) in your eligible linked Merrill Edge® and Merrill Lynch® investment accounts

Or pay $12/month

Preferred Rewards clients get this fee waived

Or pay $25/month

Preferred Rewards clients get this fee waived

Customer service: 00 1 315-724-4022