Bank of Baroda Debit Card enables to access Bank of Baroda Interconnected ATMs spread across major centers in India, ATMs of member banks of National Financial Switch in India and multi million ATMs worldwide.

These cards also provide convenience of usage at literally all major merchant outlets in India and abroad, make online purchases through internet. One enjoys the convenience of cash-less purchasing power without the fear of overdrawing account.

ATM/Debit Card Service Charges ( Excluding Service Tax )

Annual Fee
First Year Free and then @ Rs.100/- p.a. (except No Frill Accounts)

Additional Cards
First Year Free and then @ Rs.100/- p.a. (except No Frill Accounts)

Renewal Charges
Renewal now after 10 years: renewal charges remain free

Card Replacement charges (within India)
Rs.200/- per replacement

Pin Regeneration
Rs.150/- per regeneration

Bank of Baroda ATMs Cash Withdrawal Balance Enquiry
Free

On NFS Member Bank's ATMs

1. On Metro ATMs of other Bank located at 6 Metro Cities, viz. Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad, only 3 transactions per month (including Financial & Non-Financial) for Savings Bank Account holders are free. There after subsequent transactions on Metro ATMs would be chargeable (Rs 20/- for each Financial transaction and Rs 10/- for each Non-Financial transaction).
2. On other Bank's ATM located at any other location besides 6 Metro Cities; number of free ATM transactions per month (including Financial & Non-Financial) for Savings Bank Account holders continues to be 5.
3. Free ATM transactions per month (Financial & Non-Financial) for Savings Bank Account holders on other Bank's ATMs (inclusive of Metro & Non-Metro ATMs) remains 5, out of which you can perform maximum 3 transactions (Financial & Non-Financial) free on other Bank's ATMs at 6 Metros.
4. For Current/Overdraft account holders: Rs 20/- for every transaction; no transactions are free.

Other RuPay/VISA/MasterCard enabled ATMs(abroad)
Cash withdrawal:- Rs.400/ per Withdrawal
Balance Inquiry: Rs.75/ per Inquiry

Charge –slip retrieval charges
Rs.400/- per replacement

Account overdrawn charges
Rs.100/- per occasion

Surcharges at railway and Petrol Pumps
Rs.2.5% + Service Tax (if any), on transaction amount to Rs.10/- whichever is high