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Monthly cost
$24.50 per month

Percentage of Wages Protected
100% of wages for Catastrophic Disabilities for up to 30 months
80% of wages Non-Industrial Disability
70% of wages Industrial Disability (75% with deductible income)
(No reductions for Workers' Compensation permanent disability settlements)

Maximum Benefit
$10,000 per month, tax-free

Waiting Period
30 calendar days - Earlier reduced benefits may be payable based on lack of personal leave down to zero days. $750 per month Minimum Benefit after 60 days ($500 per month if Industrial caused), freeze of personal leave after 60 days. No benefits are payable if working full-time, light or modified duty.

Types of Benefits
Sick Leave Integration Benefit

Cost of Living Benefit (COLA)

Musculoskeletal & Connective Tissue Disorders

Benefits Payable During Challenged Workers' Compensation Cases

Waiver of Payment

Minimum Monthly Benefit

Pre-Existing Medical Condition Coverage

Survivorship Benefit

Death Benefit


Address:-
California Association of Professional Firefighters (CAPF)
PO Box 31
Martell, CA 95654

Phone:-
800-832-7333