#1
February 12th, 2012, 02:27 PM
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Central Bank of India Loan
Hy I want to take car and that’s why I want to take loan from the Central Bank of India so please can you give me the eligibility details for the Central Bank of India loan and tell me that what is the interest rate for the Loan and how can I apply for the loan? Central Bank of India provide Cent Home Loan Scheme for construction/ acquiring of new home /flat or for acquiring existing home Cent Home Loan Scheme Purpose : For construction/ acquiring of new home /flat or for acquiring existing home / flat which has remaining life of applied loan tenure plus 10 years. For repairs/renovation/alteration of existing home/flat Eligibility - Individuals , Groups of individuals , who have attained 18 years ( completed) as on date of application and including Cooperative Societies , having a legal, identified and regular source of income either singly or jointly with Parents, sons, spouse. NRI are also eligible for Housing loan, Quantum of Loan - Depending on repayment capacity of borrower & value of property. Margin : Loan Amount Home loan as percentage of Cost of Home/flat Upto Rs.20.00 Lakhs 90% Above Rs. 20.00 lakhs – up to Rs. 75. 00 lakhs 80% Above Rs. 75.00 Lakhs 75% For repairs / renovation / alteration of existing house/ purchase of plot. 75% Repayment: Maximum period of 30 years or on borrower reaching the age of 70 years whichever is earlier 10 years in case of Repair/Renovation Moratorium period: Maximum upto 36 months Processing Charges: 0.50% of the Loan Amount subject to maximum Rs.20,000/- Contact- Corporate Office : Central Bank of India Chander Mukhi, Nariman Point Mumbai – 400 021 Tel.: 022 – 6638 7777 Call Center Toll Free No ( 24 hours ) .-1800 22 1911 Last edited by Neelurk; March 6th, 2020 at 02:01 PM. |
#2
February 13th, 2017, 09:43 AM
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Re: Central Bank of India Loan
I want to apply for Home Loan in Central Bank of India CBI so can you please provide me the details of the Home Loan?
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