#1
January 21st, 2016, 05:20 PM
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Citibank India home
Hello sir I am planning to take the home loan from Citibank India so please provide me interest rate for this loan.
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#2
January 21st, 2016, 05:25 PM
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Re: Citibank India home
Citibank offers home loans at competitive interest rates for already built and under constructions apartments and flats. About the home loan In the case of under construction homes, the applicant has the option to only pay interest during the construction period. Interest rate on Citibank home loans is calculated on a daily reducing balance basis. Citibank Home Loan Details Interest Rate 9.85% to 10.35% Base Rate - 9.25% Guarantor Requirement Nil Loan Tenure 25 Years Processing Fees Upto 5000/- Partial pre-payment Charges Nil Pre-closure Charges Nil Eligibility for home loan At least 23 years old Less than 65 years old Salaried / Self-employed with regular income Earn more than the minimum income required Documents required Following documentation needed to apply for an Citibank Home Loan 1. Signed application form with photograph 2. ID and residence proof 3. Approved Building Plan 4. Last 3 months bank statements 5. Documentation for salaried applicants: - Last 3 months salary-slips - Form 16 or Income Tax Returns 6. Documentation for self-employed applicants: - Last 2 years Income Tax Returns - Last 2 years CA Certified Profit & Loss Account |