DDAs, or demand deposit accounts, are offered by banks and credit unions. These accounts are primarily used for frequent transactions, such as checking accounts.

Features :
Have deposits made automatically without making a trip to the bank
Get same-day access to your deposit, even when you're out of town
Set up Online Banking alerts via email or mobile letting you know when your money is depositedFootnote1
Distribute the deposit across multiple Bank of America® accounts

Procedure for the Direct Deposit :

You need your Bank of America account and ABA routing numbers in addition to your employer's address

you can enroll in direct deposit of all federal benefits payments at your financial \by calling 800.333.1795

For more details you may contact on the Helpline number of bank of MAerica the number is as follow

Customer service: 00 1 315-724-4022