Bank of America is an American multinational banking and financial services corporation headquartered in Charlotte, North Carolina. The bank wad established on October 17, 1904.

It is the second largest bank holding company in the United States by assets.

Federal government’s Making Home Affordable (MHA)

The federal government’s Making Home Affordable (MHA) programs are planned to help homeowners who are struggling to stay in their homes.

By participating in these programs, Bank of America is helping to make monthly mortgage payments more affordable for borrowers.

Current MHA programs include:

Home Affordable Modification-

If you cannot pay for your monthly mortgage payments due to a financial hardship, you may qualify for a loan adaption.

Home Affordable Refinance-

If you do not have enough equity to qualify for traditional refinancing, you may still be able to refinance at a lower interest rate.

Home Affordable Unemployment Program-

If you are currently jobless, you may qualify for suspended payments while you look for new employment.

Home Affordable Modification Program Military Modification

If you are a military servicemember having trouble making your mortgage payments, you may be eligible for assistance, including principal forgiveness.

Home Affordable Second Lien Modification

If you have permanently modified your first mortgage under HAMP, help may be available for your home equity loan or home equity line of credit.

Home Affordable Foreclosure Alternatives-

If you are concerned about a foreclosure, this government program offers alternatives for settling your mortgage debt and profit such as relocation assistance.

Contacts-

Deposit accounts and accessible banking services

800.432.1000
TDD/TTY 800.288.4408
Spanish 800.688.6086
Mon.-Fri. 7 a.m.-10 p.m. or Sat.-Sun. 8 a.m.-5 p.m. local time
24/7 for lost or stolen cards
Mortgages and home equity accounts

New Loans (Mortgage and Home Equity) 800.915.8026
Mortgage Customer Service 800.669.6607 (800.300.6407 TDD/TTY)
Home Equity Customer Service 800.934.5626 (866.345.1260 TDD/TTY)
Credit cards

800.732.9194
TDD/TTY 800.222.7365 Credit Card
TDD/TTY 800.346.3178 WorldPoints® Credit Card
TDD/TTY 888.500.6267 Business Credit Card