Taking a gander at BofA's reputation in court, it appears BofA has a past filled with mishandling all its key voting demographics. Sooner or later in the course of the most recent 10 years, BofA has been blamed for adhering it to their clients, their shareholders, speculators, the legislature and even their own particular workers.

How does the bank react? With normally brief corporate expressions, as "BofA prevents all charges from securing wrongdoing" and they achieved a settlement "to take out the instabilities, cost and diversion of further suit."

The numbers are essentially stunning.

$11.8 billion – Robosigning Foreclosures
A $25 billion understanding between the five biggest home loan servicers and the country's lawyers general tended to abandonment manhandle, particularly the infamous practice called robo-marking. BofA got hit with the greatest offer of the settlement: $11.8 billion.

$9.7 billion – Auction Rate Securities Scandal
As indicated by SEC objections, BofA distorted to financial specialists that Auction Rate Securities were protected, exceedingly fluid speculations practically identical to currency markets. The SEC asserted that in late 2007 and mid 2008, BofA realized that the ARS business sector was caving in, so the bank bought extra ARS stock to counteract fizzled barters.

$8.5 billion – Mortgage Securities Fraud
Financial specialists who lost cash on home loan sponsored securities they obtained before the lodging breakdown were honored the biggest payout of its kind. At the time, the settlement was more prominent than the greater part of the bank's aggregate benefits following 2008.

$624 million – Mortgage Securities Fraud
This settlement originated from a shareholder class activity charging that speculators were deceived speculators about Countrywide's monetary condition and loaning rehearses.

$461 million – Bond Fraud
BofA settled with WorldCom financial specialists who purchased bonds from BofA. The financial specialists said BofA ought to have known about the enormous criminal misrepresentation occurring at WorldCom. BofA achieved this settlement as shutting contentions were being made, so they plainly disliked their odds.

$410 million – Unfair Overdraft Scheme
This tremendous settlement in 2011 was discipline for controlling clients' charge card exchanges from most elevated to least dollar sum — as opposed to in the request they happened — to trigger the best number of overdrafts conceivable.

$375 million – Mutual Fund Rigging
BofA paid $125 million in fines and $250 million in compensation for subtly permitting certain huge speculators to make fast fire exchanges their shared assets, and now and again after the legitimate close of the exchanging day. This practice, called market-timing, empowered buddy firms and people to benefit to the detriment of long haul financial specialists — generally, little speculators (e.g., John and Jane Mainstreet).

$335 million – Latino Discrimination Lawsuit
As indicated by the DOJ's dissension, BofA's Countrywide backup charged more than 200,000 African-American and Hispanic borrowers higher expenses and financing costs