2023 2024 EduVark > Education Discussion > Banks Related


  #2  
November 27th, 2017, 09:33 AM
Super Moderator
 
Join Date: Mar 2012
Re: Gold Loan At HDFC Bank

About the Gold Loan : Gold loans are the quickest way to get funds for personal or business requirements. The funds from gold loans can be used for weddings, education, business expansion or any other similar purpose. With minimal documentation and secure storage, our gold loans are a simple funding option to meet your needs.

Features :

Minimal Documentation
Disbusral in 45 Minutes
Secure
Flexible rate of interest

Charges And Fees :

Fees
Loan Processing Charges
1%

Valuation Fee
Rs 250 for loan upto Rs 1.5 lacs and Rs 500 for loan over and above Rs 1.5 lacs

Foreclosure charges
1% Foreclosure charges if closed within 6 months

Charges for late payment of loan amount
2% p.a. as penal interest over and above applicable rate of interest.


Required Document :

The following documents are required along with your Gold Loan application:
Passport (not expired)
Diving License (not expired)
Voter's ID CardAadhaar Card issued by UIDAI
PAN (Permanent Account Number) Card (along with any of the above documents)


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