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June 20th, 2016, 11:43 AM
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Join Date: Mar 2012
Gold Loan Interest Rates In Oriental Bank Of Commerce

Hii sir, I wants to apply for the Gold loan in the Oriental Bank Of Commerce will you please provide me the Interest rates of the Gold loan in the Oriental Bank Of Commerce ?

Oriental Bank of Commerce is an India-based bank established in Lahore, is one of the public sector banks in India.

the details of the Gold loan of the Oriental Bank of Commerce is given below :


Eligibility
All individual / proprietors borrowers

Loan Limit

For non-agriculture purpose : Max- Rs. 50.00 Lacs per borrower

For agriculture purpose : Max- Rs. 10.00 Lacs per borrower

Margin:

For Non-Agricultural Purposes: 30%

For Agricultural Purposes :

a) For Demand Loan/ OD: 25% against value of gold ornaments offered as security as assessed / appraised by the approved valuer.

b) For Term Loan: 50%


Interest rates

) Upto Rs. 0.25 lacs - NIL
b) Above Rs. 0.25 lacs & Upto Rs. 2.00 Lacs - 1%
b) Above Rs.2.00 lacs - 2%
c) No prepayment penalty

for more details visit to the nearest branch of the Oriental bank of Commerce

Last edited by Neelurk; March 30th, 2020 at 08:44 AM.
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