The Directors of HDFC Bank enjoy incredible showing the 23rd Annual Report on the business and operations of your Bank, together with the evaluated represents the year finished March 31, 2017.

The year under survey has been to a great degree fulfilling with your Bank seeing an expansion in resource measure, incomes and gainfulness. Additionally, it could deal with the awful advances much superior to the business.

The metric that best catches execution is the household credit development which remained at around 23.7 percent against the general banking framework advance development of around 5 percent. The other key execution markers are Monetary record estimate (up 16.6 percent), Total Deposits (up 17.8 percent), Net Profit (up 18.3 percent) and

Net Interest Income (up 20.1 percent). Cost to Income Ratio enhanced to 43.4 percent. This accepts even more criticalness as it came despite demonetisation which prompted development strings in the third quarter.

The execution is an impression of the accompanying:

1) Leveraging digitization to enhance client experience, profitability and Cost to Income Ratio

2) Consolidation of its lead over associates as India's best Digital Bank in metro, urban, semi urban also, country markets

3) Establishing itself as India's driving rustic centered manage an account with unmatched achieve, product range as well as innovation

4) Unique utilization of computerized reasoning and information examination to hone item advertising

It is likewise a result of a solid brand based on the twin motors of client and group centricity.

As you know, your Bank has been 'Making Sustainable Communities' through its social activities which enable individuals to break out of the endless loop of destitution and empower them to lead a superior life. In compatibility of the Board command to make 1 crore families financially confident, it is upbeat to report that 68 lakh families at the base of the pyramid have just been secured. It is likewise glad to express that amid the year, your Bank has crossed the required 2 percent CSR spend.

Last yet not the least, words can't be sufficient to thank the representatives who made this achievable.

Particularly during demonetisation when they were faced with chaos as well as crises by the day and went beyond the call of duty.

Summary of Financial Performance of the Bank 2016-2017





HDFC Bank Annual Report – 2016-17
hdfcbank.com/htdocs/common/pdf/corporate/Annual_Report_2016_17.pdf