You no longer need to choose between great rates and safety for your Fixed Deposi

HDFC Bank Interest rates

Marginal Cost of Funds based Lending Rates (MCLR)

Effective Date: November 7, 2017

Tenor MCLR in %
Overnight 7.80
1 month 7.80
3 month 7.85
6 month 7.90
1 year 8.10
2 year 8.20
3 year 8.40

Domestic, NRO, NRE and RFC Savings Rate-

Domestic, NRO and NRE Savings Rate

Effective 19th August 2017, Rate of Interest for Savings Bank deposits Accounts has been revised as below :

Savings Bank balance Revised Rate w.e.f 19th August, 2017

Rs. 50 lakh and above 4%
Below Rs 50 lakh 3.50%

Savings Bank interest will be calculated on the daily balances maintained in your account.

Savings Bank interest will be paid at quarterly intervals

RFC Savings (for Returning NRIs) Interest Rate

This is to inform you that our RFC Savings Account Interest Rates effective July 1, 2017 are as below:

GBP USD Euro JPY
0.01% 0.01% NA NA

EEFC Deposit would be accepted only in current A/c (According to RBI guidelines.)

Domestic / NRO and NRE Deposit Rates < 5 Cr-

Domestic / NRO / NRE TERM DEPOSITS

(Senior Citizen Rates do not apply to NRIs | Minimum tenor for NRE Deposit is 1 Year.)

Period < 1 Crore >=1 Crore to < 5 Crores
Interest Rate Senior Citizen Interest Rate Senior Citizen
(per annum) (per annum) (per annum) (per annum)

7 - 14 days 3.50% 4.00% 4.25% 4.75%
15 - 29 days 4.25% 4.75% 4.25% 4.75%
30 - 45 days 5.50% 6.00% 4.25% 4.75%
46 - 60 days 5.75% 6.25% 5.25% 5.75%
61 - 90 days 5.75% 6.25% 5.25% 5.75%
91 days - 6 months 5.75% 6.25% 5.75% 6.25%
6 mnths 1 day- 6
mnths 3 days 6.00% 6.50% 5.25% 5.75%
6 mnths 4 days 6.00% 6.50% 6.30% 6.80%
6 mnths 5 days- 9 mnths 6.00% 6.50% 5.25% 5.75%
9 mnths 1 day- 9
mnths 3 days 6.00% 6.50% 5.25% 5.75%
9 mnths 4 days 6.00% 6.50% 6.30% 6.80%
9 months 5 days - 9
months 15 days 6.00% 6.50% 5.25% 5.75%
9 months 16 days 6.25% 6.75% 5.25% 5.75%
9 months 17
days < 1 Year 6.25% 6.75% 5.25% 5.75%
1 Year 6.75% 7.25% 4.90% 5.40%
1 year 1 day – 1
year 3 days 6.75% 7.25% 4.90% 5.40%
1 year 4 days 6.25% 6.75% 4.90% 5.40%
1 year 5 days - 1
Year 15 Days 6.25% 6.75% 5.00% 5.50%
1 Year 16 days 6.25% 6.75% 5.00% 5.50%
1 year 17 days –
2 Years 6.25% 6.75% 5.00% 5.50%
2 years 1day - 2 Years
15 days 6.00% 6.50% 4.85% 5.35%
2 Years 16 days 6.00% 6.50% 4.85% 5.35%
2 years 17 days –
3 Years 6.00% 6.50% 4.85% 5.35%
3 years 1day - 5 years 6.00% 6.50% 4.85% 5.35%
5 Years 1 Day - 8 Years 6.00% 6.50% 4.85% 5.35%
8 Years 1 Day - 10 Years 6.00% 6.50% 4.85% 5.35%

Contact-

Corporate Office

HDFC Bank House
1st Floor,C.S.No.6/242,
Senapati Bapat Marg,
Lower Parel,
Mumbai - 400 013.