HDFC Bank Super Saver Account gives you the dual advantage - liquidity of a Savings Account + high interest rates of Fixed Deposit.

You can avail of an overdraft up to 75% *of the value of your Fixed Deposit.

Supersaver Account

Features -

Avail of an overdraft facility on your NRE/NRO/FCNR Deposits

Pay back with interest only on the drawn amount, while the remaining Fixed Deposit continues to earn you interest

Get the benefits similar to two accounts working in tandem to give you better returns

Eligibility-

All NRIs holding an NRI account with HDFC Bank are eligible to open a Super Saver Account.

Overdraft Limits:

Up to* 90% on Fixed Deposit amount

The minimum tenure of the Fixed Deposit should be 1 year in case of NRE/NRO and FCNR Deposit Accounts

The overdraft facility will be granted on the NRO Savings Account and can be repaid through foreign inward remittances or through local sources

Interest Rates-

Interest rates on your Super Saver Deposit vary according to the tenure of your deposit.

For a Super Saver facility against NRE/NRO Term Deposits, the interest rate applicable on the amount withdrawn is

2% above the deposit interest rate for a limit up to 90% of the deposit value.

For a Super Saver facility against your FCNR Term Deposit, the interest rate applicable on the amount withdrawn is equal to

Deposit interest rate + 2% + swap cost for a limit up to 70% of the deposit value.

Contact-

Corporate Office

HDFC Bank House
1st Floor,C.S.No.6/242,
Senapati Bapat Marg,
Lower Parel,
Mumbai - 400 013.