‘Real Time Gross Settlement’, RTGS, is the fastest possible money transfer system through the banking channel.

Because settlements are made in real time, transactions are not subject to any waiting periods.

With RTGS, transferring money becomes an easier, faster process.

RTGS Timings

Please find the revised RTGS cutoff timings (for corporate customers)

Days RBI cutoff Customer cutoff

Mon-Fri 09:00 AM to 04:30 PM 03:20 PM
Saturday 09:00 AM to 02:00 PM 12:20 PM

RTGS is an inter-bank funds transfer system, where funds are transferred as and when the transactions are triggered (i.e. real time).

RTGS system is a funds transfer mechanism where transfer of money takes place from one bank to another on a 'real time' and on 'gross' basis.

Fee-

RTGS transactions are charged as below:

Rs 2 lakh to Rs 5 lakh - Rs. 25 (exclusive of taxes) per transaction

Above Rs 5 lakh - Rs. 50 (exclusive of taxes) per transaction

Contact-

Corporate Office

HDFC Bank House
1st Floor,C.S.No.6/242,
Senapati Bapat Marg,
Lower Parel,
Mumbai - 400 013.