#1
September 9th, 2015, 05:02 PM
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Health Insurance National Insurance Company
My relative want to build future in the field of Insurance sector so can you give me the list of the Health Insurance National Insurance Company in Rajasthan so that he can apply for that easily?? National Mediclaim Plus Policy - Health Insurance by National Insurance Company Limited with its comprehensive coverage goes beyond the traditional health covers, as it offers protection against high health care costs and makes health care and related services easy and accessible. Pre-existing diseases Covered after a waiting period of 3 years Treatment The Policy covers Allopathy, Ayurveda and Homeopathy treatment. In-patient treatment i. Room charges and intensive care unit charges ii. Medical practitioners iii. Anaesthesia, blood, oxygen, operation theatre charges, surgical appliances iv. Medicines and drugs v. Diagnostic procedures vi. Prosthetics and other equipment if rooted internally during a surgical procedure. Pre and Post hospitalisation Expenses incurred 30 days prior to hospitalisation and 60 days post hospitalisation Day care procedure 140+ day care procedures are covered Organ donors medical expenses Hospitalisation expenditures of the organ donor Maternity and new born Hospitalisation costs for the first two deliveries or termination during the lifetime of the insured or his spouse, provided the policy is in force for 2 continuous years. Expenses for pre natal, post natal and new born baby are also included. Vaccination Expenses for vaccination of children are covered. Hospital Cash Daily hospital cash allowance is payable. Ambulance Expenditures for transportation to the hospital or from one hospital to another hospital are payable. Air Ambulance Expenditures for medical emergency evacuation to the hospital, or from one hospital to another hospital are covered. Medical Emergency Reunion If hospitalisation away from the place of residence, under any life threatening condition, expense for a round trip travel of a family member is payable. Doctors home visit and nursing care Doctors home visit and nursing care post hospitalisation are covered Adjustment in premium If the insured or family members going abroad and covered by an Overseas Travel Insurance Policy of any insurer, the policy will be temporarily inactive in respect of the member and the premium for the inactive period will be adjusted on renewal. Medical Second Opinion If identified with a serious illness, a Medical Second Opinion from World Leading Medical Centre will be arranged. The Policy provides one Medical Second Opinion for each new diagnosis covering 160 plus diseases. Optional covers Critical Illness Lump sum payment will be made on analysis of a named critical illness. Benefit amount INR 2 lac to INR 25 lac Outpatient Treatment Limit of cover - INR 2,000 to INR 10,000. Good Health Incentives Cumulative Bonus (CB) Sum covered will increase by 5% for each claim free year. Health Checkup Health check-up expenses once at the end of 2 continuous years, regardless of any claims reported. Last edited by Neelurk; May 5th, 2020 at 04:31 PM. |
#2
October 20th, 2019, 08:47 AM
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Re: Health Insurance National Insurance Company
Can you tell me about the things covered under National Mediclaim Plus Policy - Health Insurance by National Insurance Company Limited?
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