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June 2nd, 2016, 11:33 AM
Super Moderator
 
Join Date: Mar 2012
Re: Home Loan From Union Bank of India

As you want I am here giving you detail about the Home Loan offered by Union Bank of India.

Home Loan :Union Bank of India
Purpose

Purchase/ construction of house/ flat / plot and construction of house there on

Repairs/ improvements/ extension of the existing residential property.

Eligibility:

Indian citizen

Age : Above 21 years

NRIs are also eligible for the home loan.

Quantum of Loan:

Maximum :

Rs. 30 Lakhs for Repairs

Depending on repayment capacity of the borrower and value of property

Moratorium Period


Moratorium period :18 months.


Processing Charges
Processing charges :
0.50% of loan amount subject to a maximum of Rs.15,000/- plus service tax as applicable

Valuation / Legal / Stamp Duty / CERSAI / Memorandum registration charges as per actuals.

Repayment
Repayment period : 30 years
10 years in case of repairs


Security
Equitable mortgage (E.M.) of the residential property.


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