Feel free I will let you know more about Union Bank of India, Home Loan facility so that you can go through the details.

Eligibility
Indian citizen above 21 years

Individual, either singly or jointly with other family members viz. father, mother, son and/or spouse, who have regular sources of income as co-applicants.

Siblings, i.e. brother-sister, brother- brother, sister-sister can be permitted as a applicants/co-applicants subject to the property must be in the joint names of the siblings.

NRIs are also eligible for the home loan. Contact our nearest branch for further details.

Quantum Of Loan
Depending on repayment capacity of the borrower and value of property

Maximum Rs. 30 Lakhs for Repairs.

Margin, i.e. your share
20% of the total cost of the purchase/ construction of house/ flat for loans upto Rs. 75 Lakhs

25% of the total cost of the purchase/ construction of house/ flat for loans Above Rs. 75 lakhs to Rs. 2 Crores

35% of the total cost of the purchase/ construction of house/ flat for loans Above Rs. 2 Crores

20% of total cost of the repairs

Repayment
Repayment period of up to 30 years

10 years in case of repairs

Flexible methods of repayment

Security
Equitable mortgage (E.M.) of the residential property

If the house/ flat proposed to be purchased is yet to be constructed or is under construction, interim security may be required (till the period of its completion)

Address:-
Union Bank of India
Union Bank Bhavan, 239, Vidhan Bhavan Marg, Nariman Point, Mumbai - 400 021, Maharashtra, India

Phone:-
022-22892000