Here I am sharing the last year question paper of IBPSC Clerical Exam

1. The largest bank in India is ………. ?
1) ICICI bank 2) Syndicate Bank
3) Union bank of India 4) Bank of India
5) State Bank of India
2. State bank of India head office is in ………. ?
1) New Delhi 2) Kolkata 3) Chennai
4) Mumbai 5) Hyderabad
3. Mumbai has the head ohices of many Financial Institutes. Which of the following bank/ institute/ PSU do not have the head office in Mumbai?
1) SEBI 2) RBI
3) Bank of Baroda
4) Bank of India
5) IDBI
4. Bank ot Baroda, Andhra Bank and L&G(U.K) established ‘M/S India lnvest” M/S India Invest is a ..?
1) Real Estate Company
2) Insurance Company
3) Foreign Exchange Office
4) Stock Exchange
5) Savings Plan
5. Insurance Company ‘Met Life’ has head quarters in ………. ?
1) Canada 2) Japan 3) England
4) U.S.A 5) Australia
6. Australia based IAG (insurance Australia Group) and ……… had tie up to do GeneralInsurance business?
1) SBl 2) LIC 3) UTI
4) Reliance Industries 5) Rcom
7. SBI is the largest public sector bank. Which is the second largest public sector bank s crossed having of 5,000 branches?
1) Bank of india
2) Bank of Baroda
3)ICICI Bank
4)Punjab National Bank
5) Union Bank of India
8. Punjab National Bank and ……… had tie up together to have Core Banking Solutions (CBS) linking of its Regional Rural Banks (RRB)?
1) NABARD 2) SBI 3) IDBI
4) UTI 5) SBI DHFI
9. NABAFID ( National Bank of Agriculture and Rural Development) established JLG to extract the productive capability from rural population?
1)Junior Link Group 2) Join Lite Group
3) Joint Line Gauge 4) Joint Liability Group
5) None
10. Joint Liability Groups replicate the ………. ?
1) Sole Help Group 2) Sole Help Grain
3) Stone Help Group 4) Second Help Group
5) Sell Help Group
11. Self Help Groups will be provided with 7 % rate of interest on par with ….. as decided by central government recently?
1) Vehicle Loan 2) Business Loan
3) Home Loan 4) Agriculture Loan
5) All of above
12. Agriculture Loans are called Regulated Loans. Which Deposit is Regulated Deposit other than NRI account?
1) Savings Account 2) Fixed Deposit
3) Current Account 4) Recurring Account
5) Joint Account
13. Savings Deposits cannot be opened/operated by ………. ?
1) Public Sector Banks
2) Co-operative Banks
3) Foreign Banks
4) Non-Banking Finance Companies
5) Private Sector Banks
14. Non-Banking Companies list given. Pick up wrong one?
1) Sri Ram Finance 2) Mutthoot Finance
3) Manappuram Finance 4) ICICI Bank
5) Margadarsi Finance
15. ICICI is the ………. private bank in India?
1) Second largest 2) Third largest
3) Sixth largest 4) Largest
5) Tenth largest
16. Largest borrower in India is ……… ?
1) Reserve Bank of india n
2) Government of India
3) State bank of India -
4) Uttar Pradesh
5) None
17. Government ol India declares Minimum Support Prioe (MSP) for many goods/products every year. Which of the following commodities do not cover MSP in principle?
1) Paddy 2) Bank Products
3) Wheat 4) Gram
5) Millets
18. Bank products do not cover ………. ?
1) Deposit 2) Judicial Stamps
3) Loans 4) Credit Cards
5) All of above
19. Judicial Stamps and Postal Stamps are printed in Indian Security pressNasik. Nasik is in ……?
1) Andhra Pradesh 2)West Bengal
3) Odisha 4) TamiInadu
5) Maharashtra
20. Mabarastra based bank, Bank of Maharastra celebrated ……… celebrations in 2010. Its head office is in Pune?
1) Silver 2) Gold 3) Platinum
4) Centenary 5) Diamond
21. Platinum Celebrations of ………. celebrated. On that eve. One rupee coin minted?
1) Reserve Bank ol India
2) State Bank of India
3) Central Bank of india
4) Securities and Exchange Board ol india(SEBI)
5) None
22. Fleserve Bank cl India established Credit Guarantee Corporation ol India (CGCI) ln 1971 to encourage more flow of banks credit to ………. ?
1) Big industries 2) Self Help Groups
3) Small business firms
4) Co-operatlve banks
5) Software industries
23. Small business and poor families-approach ………. to take small amounts ol loans?
1) Foreign banks
2) Public Sector banks
3) Private Sector banks
4) Micro-Finance Companies
5) Rating Agencies
24. Micro-Finance companies Bill passed by ………. to control nuisance ot micro•finance companies?
1) Karnataka 2) Maharastra
3) Andhra Pradesh 4) West Bengal
5) Odishe
25. Andhra Pradesh head ottice bank is
1) State bank of Hyderabad
2) Syndicate bank _
3) Union bank ot india
4) HDFC
5) United Bank of india
26. The term not related to banking is ………. ?
1) Crossing 2) NPA
3) Priority Sector Lending
4) On Line banking 5) Call option
27. Term nut related to Stock Market is ?
1) DEMAT
2) Bad Delivery
3) Badala
4] Bid and Offer
5) Basel
28. Term not related to Economics?
1) Diminishing Marginal Utility
2) Demand and Supply
3) National Income
4) Consumer Surplu
5) Law of Motion
29. Which term not related to Banking Technology?
1) NEFT 2) RTGS 3) BOUNCE
4) SWFF 5) ATM
30. Which is not a currency of any country in the world?
1) Dolla 2) Lira 3) Brussels
4) Pound 5) Yuan
31. Which is not a subsidiary/Associate/agency of any bank in India’?
1) SBH 2) ICICI Lombard
3) NABAHD 4) SBI Life
5) All of above
32. 113th Constituiional amendment Releated To
1) Change the state name of Orissa to Odisha
2) Right to education
3)Voter’s Eligibility afe reduced from 21 years to 18years
4) Establishment ot GST council
5) Making Election commission as multiple body
33. Coal India recently got the status of …. ?
1) Navarathna 2) Mini-Ratna
3) Maharatna 4) Veerratna
5) None
34. As per the 2011 census, the lowest population state is ………. ?
1) Sikkim 2) Goa 3) Manipur
4)Meghalaya 5) Assom
35. First time Lokpal Bill Introduced in parliament in…….. ?
1)1968 2)1971 3)1951 4) 2001 5) 2011
36. New war ship ‘Trikhand’ introduced in Indian Navy. It is manufactured and imported from ………. ?
1) USA 2) France 3) Australia
4) Russia 5) Japan
37.Scotia Prince is the boat run between ………. after 30 years?
1) India and China
2) India and Australia
3) India and Myanmar
4) India and Sri Lanka
5) india and Russia
38. Expand PURA? Urban Areas in Rural Areas
2) Universal Amenities in Rural Areas
3) Urban Amenities in Roll Areas
4) Urban Areians in Rural Areas
5) Urban Amenities in Rural Areas
39. Co-ordinated Boarder Management plan is the agreement between india and ………. ?
1) Pakistan 2) Bhutan 3) Bangladesh
4) Nepal 5) Sri Lanka
40. Which city celebrated 372 years entry on 22nd August 2011 ?
1) Hyderabad
2) Mumbai
3)Chennai
4) Bengaluru
5) Mumbai
41. West Bengal name changed to . ……. ?
1)Purva Bangal
2) Uttama Banga
3) Pachima Banga
4) Eleve Banga
5) Tagore Banga
42. 99th Science congress summit will be held n in ………. ?
1) Tamilnadu 2) Delhi 3) Rajasthan
4) Odisha 5) Goa
43. in BRICS summit, ‘S’ stands for ………. ?
1) Somalia 2) South Korea
3) Sri Lanka 4) South Africa
5) Swaziland
44.2012 pravasa bharatiya summit venue is …?
1) Jodhpur 2) Jaipur • 3)ucknow ?
4) Chennai 5) Ballary
45. which IPS officer crossed patk strait on 25 march 2011?
1) Aruna Bahuguna 2) Rajiv Verma 3) Rajiv Trivadi 4) Madam Straint 4) Nona of above
46…..was appointed as chief ot Change Management Team by UNO?
1) Anitha Kapur 2) Jeevan Reddy
3) Atul Khare 4) Y.V. Reddy
5) H S Puri
47. Coasta First Naval Award 2010 got by…?
1) Red Cross Society 2) Asha Bhonsle 3) Kiswar Desai 4) Manoj Pandey 5) Diwkar Prem
Answers:
1)5 2)1 3)3 4)2 5)4 6)1 7)4 8)1 9)4 10)5 11)4 12)1 13)4 14)4 15)4 16)2 17)2 18)2 19)5 20)3 21)1 22)3 23)4 24)3 25)1 26)5 27)5 28)5 29)3 30)3 31)3 32)1 33)3 34)1 35)1 36)4 37)4 38)5 39)3 40)3 41)3 42)4 43)4 44)2 45)3 46)3 47)3