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  #2  
November 1st, 2017, 08:11 AM
Super Moderator
 
Join Date: Mar 2012
Re: Karur Vysya Bank Home Loan

The Karur Vysya Bank offers Home Loan to their customers for purchase or construction of House.

Home Loan

If you are a resident Indian or HUF and want to purchase a house they have an exclusive Happy Home Loan scheme to cater your needs.

Purposes:

For construction of Independent Houses

For purchase of plots and construction there on.

For outright purchase of Independent Houses, Flats (not older than 15 years)

For Take over of Loans from another Bank / FI’s

For Improvement/ Repairs/ Additional construction/Renovation of existing houses or flats owned by you.

For purchase of Plots or Flats developed by Government Authorities.

Margin

25.00%- For New Houses/Flat
30.00%- For Old Houses/Flat (Repayment up to 15 Years)
35.00%- For Old Houses/Flat (Repayment above 15 Years)
(* Relaxation available based on merits)

Maximum Repayment Tenor - 25 Years (Including Holiday Period) - EMI

Maximum Holiday Period - 12 Months

Festive Bonanza-

Rate of Interest 9.10% p.a. (One year MCLR)
Processing Charges
Loans upto Rs. 25.00 lakhs Rs. 2500/- + GST
Loans between Rs. 25.00 lakhs & Rs. 50 lakh Rs. 5000/- + GST
Loans above Rs. 50.00 lakhs Rs. 7500/- + GST

SCHEME ROI (floating) p.a.
Housing loan One-year MCLR + 0.85%
Housing Loan under CRE norms One-year MCLR + 1.60%

Contact-

Call their helpline number :

1860 200 1916 (Within India)
(Local call charges applicable)
+91 044 - 30721916 (Outside India)


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