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  #1  
September 22nd, 2017, 03:33 PM
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Idbi fd

Hi I would like to have the information about IDBI Bank's 'Suvidha Fixed Deposit' Scheme as well as the features of the Scheme?
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  #2  
September 23rd, 2017, 08:16 AM
Super Moderator
 
Join Date: Mar 2012
Re: Idbi fd

IDBI Bank's 'Suvidha Fixed Deposit' is presently " Freedom Deposit' has dependably remained for security, validity, appealing rates of premium and guaranteed liquidity. Also, the loan fees on Freedom store are among the most astounding in the business so you get the advantage of higher rate of profit for your reserve funds.

IDBI Bank Freedom Deposit Advantage

These stores have been additionally stuffed with the accompanying favorable circumstances.

Whenever access to your settled stores

You can look over residency extending from 15 days to 20 years for least stores beginning from Rs. 10,000

Appealing loan fee

Senior Citizens get an additional advantage on the loan fee (0.5% additional) on settled store of 1 year or more

No punishment on untimely withdrawal

Benefit of overdrafts against your stores at focused rates.

Auto restoration office

Different Deposit Options to suit your requirements

IDBI Bank Freedom Deposit Features

Monthly, Quarterly and Annual Income Plans For the individuals who look for general livelihoods –

An incredible alternative for individuals who require intrigue pay at consistent interims. The intrigue pay will be credited consequently into your investment account at the interim (Monthly/Quarterly/Annual) determined by you. Month to month intrigue payout is ascertained at month to month reduced rate and Annual intrigue payout is figured at Simple loan cost. The store is consequently reestablished on development with the goal that you don't lose enthusiasm for a solitary day. What more you can book your Fixed Deposit with just Rs.10,000.

Quarterly Compounding 'Flexibility Deposit' Ideal for the individuals who need a higher rate of return joined with a generally safe 'Opportunity Deposit'-

This alternative re-contributes the premium earned on your store, each quarter bringing about a higher rate of return for you. For instance, the loan fee for a 2 years + 1 day store is 5.80% p.a. be that as it may, the viable yield is higher at 6.11% p.a. because of re-speculation of the premium earned. Likewise, there is programmed reestablishment of 'Opportunity Deposit' on development; consequently you don't lose enthusiasm for a solitary day. What's more you can book your Fixed Deposit with just Rs. 10,000.

Sweep In Savings'-

Earn Fixed Deposit loan cost on your investment account. This alternative offers you the adaptability of a bank account consolidated with the security and higher rate of enthusiasm on Fixed Deposit. Open a bank account and you can connect various Fixed Deposits to your investment account. In the event that there are no assets in the investment account the same can be parted from the Fixed Deposit through a charge card or a check. In addition, the Fixed Deposit booked last will be broken first with the goal that you lose minimal measure of intrigue.

Overdraft against 'Flexibility Deposit'-

Tide over your critical money necessities without breaking your 'Opportunity Deposit' This alternative enables you to keep acquiring the higher rate of enthusiasm on a 'Flexibility Deposit' and in the meantime, you meet your fiscal prerequisites. An overdraft of upto 90% of the Freedom Deposit/Multiple Freedom Deposit held with the bank, will be setup in the record. The overdraft can be profited against a Freedom Deposit measure of Rs.10,000 or higher at focused rates. Also, the overdraft is first given on the Freedom Deposit acquiring minimum intrigue with the goal that your advantage payout is limited.

Senior Citizens Freedom Deposits'-

Earn higher rates If you are a senior native, you have the upside of procuring higher enthusiasm on your customary salary designs and reinvestment designs. The financing costs for senior natives are higher by 0.50% dad. for store from 1 year or more. You can pick your Fixed Deposit residency running from 15 days to 20 years for least stores beginning from Rs. 10,000.

Fixed Deposits Interest Rate

The Bank pays interest on deposits as per various deposit schemes. Interest Rates are revised from time to time and made known to public. Revised interest rates are applicable only to the renewals and fresh deposits while existing deposit continue to get interest at the contracted rate

Resident Term Deposit / NRO for deposit upto less than Rs. 1 Crore #
Maturity Slab
Interest Rate (% p.a.)


15-30days
4.25

31-45 days
4.50

46-60 days
5.00

61-90 days
5.25

91-6 months
6.00

6 months 1 day to 270 days
6.50

271 days to < 1year
6.50

1 year
6.75

>1yrs to 2yrs
6.50

>2 yrs to < 3 yrs
6.25

3 yrs to < 5 yrs
6.25

5 years
6.00

> 5yrs - 7yrs
6.00

>7 yrs - 10 yrs
6.00

>10 yrs - 20 yrs
6.00

Senior Citizen Interest Rates for deposit upto less than Rs. 1 Crore#
Maturity Slab
Sr. Citizen Interest Rate (p.a. %)


15-30days
4.25

31-45 days
4.50

46-60 days
5.00

61-90 days
5.25

91-6 months
6.00

6 months 1 day to 270 days
6.50

271 days to < 1year
6.50

1year
7.25

>1yrs to 2yrs
7.00

>2 yrs to < 3 yrs
6.75

3 yrs to < 5 yrs
6.75

5 years
6.50

> 5yrs - 7yrs
6.50

>7 yrs - 10 yrs
6.50

>10 yrs - 20 yrs
6.50


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