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June 2nd, 2016, 10:54 AM
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Join Date: Mar 2013
Re: State Bank Of Bikaner And Jaipur Mortgage Loan

State Bank of Bikaner & Jaipur (SBBJ) is an associate bank of State Bank of India. Its branch network out of Rajasthan covers all the major business centers of India.

Details about State Bank Of Bikaner And Jaipur Mortgage Loan:

Purpose
General purpose loan either as TL or OD (Reducing DP)

Eligibility
Permanent employees, self employed, professionals, NMI min. Rs.25000/-
Businessmen, agriculturists Annual income Rs.300000/-

Age
60 years (65 in special cases)

Loan Amount Minimum - Rs.1.00 lacs
Maximum - Rs.100 lacs
EMI/NMI not to exceed 60%
OR
75% of the market value/ realizable value/DLC Rate of the Property whichever is the lowest.

Margin
25 % on DLC/ realisable value of the property (which ever is lower)

Repayment
EMI 84 -120 months

Repayment to be completed by the time the borrower reaches 70 years

Security
Equitable mortgage of immovable property
Third party property can be mortgaged in certain cases.

PDCs for EMI
Processing Fee 1.15% of loan amount

Contact:

The Chief Vigilance Officer
State Bank of Bikaner and Jaipur,
Head Office, Tilak Marg,
Jaipur - 302005.
Phone: 0141- 5101570
Telefax: 0141- 2227165
Email-Id : gmvigilance@sbbj.co.in


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