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  #2  
February 6th, 2016, 01:04 PM
Super Moderator
 
Join Date: Mar 2012
Re: India Health Insurance

I have knowledge about the India health insurance Types, Key Features as well as other related information. So here I am providing you information about it, as you want.

Types of Health Policies in India
Individual Health Plan -

Family Floater Mediclaim –

Surgery & Critical Illness Policy –

Pre-Existing Disease Cover -

Senior Citizen Health Plan -

Preventive Healthcare -



Key Features of Health Insurance Policy
Cashless treatment –

Pre and Post Hospitalization –

Ambulance charges -

No Claim Bonus -

Medical Check- Up -

Tax Benefits –

Co-Payment -


How to Find the Best Medical Insurance Plan?
There are few factors that you should consider closely to make the right decision and choose the best.
Caps and sub-limits -

Claim settlement record -

Scope of coverage -

Renewability -

Cashless Hospital Network -

Premium Loading -

Internal Team -

Cost and duration
Policy price range:
Insurance companies offer health insurance from a sum insured of Rs. 5000/- for micro-insurance policies to a higher sum insured of Rs. 50 lacs and above.

The common insurance policies for health insurance are usually available from Rs. 1 lac to Rs. 5 lacs.

Duration:
Health insurance policies offered by non-life insurance companies usually last for a period of one year.
Life insurance companies offer policies for a period of several years.


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