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March 21st, 2013, 01:18 PM
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Join Date: Mar 2013
Indian Bank Question Paper PO

Can you provide me the Indian Bank Question Paper for PO which helps me for preparation?

Here I am giving you Question pattern and questions which are helpful to you for preparation and give you knowledge, how to prepare. These are the following Questions:-

We have accepted over two billion dollars from them yet it is been used to build hospital in the area—
(A) that is yet to use
(B) although it has been used
(C) not yet being used
(D) which will be used
(E) No correction required
Ans : (C)

People have respond in favour the government’s efforts to resolve the budget crisis—
(A) favourably responded
(B) response in favour of
(C) responded favourably to
(D) been responding favourably
(E) No correction required
Ans : (C)

Striking this deal will enable the company to expand its operations in Europe—
(A) strike this deal that
(B) to strike off this deal
(C) by striking this deal to
(D) this deal was struck which
(E) No correction required
Ans : (E)

We admire they are taking this step despite the numerous risks involved—
(A) them to take
(B) them for taking
(C) that they have taken over
(D) how their taking of
(E) No correction required
Ans : (B)

The management has been left with no option else to change the branch timings to avoid losing business.
(A) but to change
(B) except the change of
(C) unless it changes with
(D) other than the changing
(E) No correction required
Ans : (A)

After reading this following paragraph give appropriate answers:-

The great fear in Asia a short while ago was that the region would suffer through the wealth destruction already taking place in the U.S. as a result of the financial crisis. Stock markets tumbled as exports plunged and economic growth deteriorated. Lofty property prices in China and elsewhere looked set to bust as credit tightened and buyers evaporated. But with surprising speed, fear in Asia swung back to greed as the region shows signs of recovery and property and stock prices are soaring in many parts of Asia.
Why should the sharp Asian turnaround be greeted with skepticism? Higher asset prices mean households feel wealthier and better able to spend, which could further fuel the region’s nascent rebound. But just as easily, Asia could soon find itself saddled with overheated markets similar to the U.S. housing market. In short the world has not changed, it has just moved places.

The incipient bubble is being created by government policy. In response to the global credit crunch of 2008, policy makers in Asia slashed interest rates and flooded financial sectors with cash in frantic attempts to keep loans flowing and economies growing. These steps were logical for central bankers striving to reverse a deepening economic crisis. But there’s evidence that there is too much easy money around. It’s winding up in stocks and real estate, pushing prices up too far and too fast for the underlying economic fundamentals. Much of the concern is focused on China, where government stimulus efforts have been large and effective. Money in China has been especially easy to find. Aggregate new bank lending surged 201% in the first half of 2009 from the same period a year earlier, to nearly $ 1.1 trillion. Exuberance over a quick recovery–which was given a boost by China’s surprisingly strong 7.9% GDP growth in the second quarter–has buoyed investor sentiment not just for stocks but also for real estate.
Former U.S. Federal Reserve Chairman Alan Greenspan argued that bubbles could only be recognized in hindsight. But investors–who have been well schooled in the dangers of bubbles over the past decade are increasingly wary that prices have risen too far, and that the slightest bit of negative economic news could knock markets for a loop. These fears are compounded by the possibility that Asia’s central bankers will begin taking steps to shut off the money. Rumors that Beijing was on the verge of tightening credit led to Shanghai stocks plunging 5%. Yet many economists believe that, “there is close to a zero possibility that the Chinese government will do anything this year that constitutes tightening.” And without a major shift in thinking, the easy-money conditions will stay in place. In a global economy that has produced more dramatic ups and downs than anyone thought possible over the past two years, Asia may be heading for another disheartening plunge.

To which of the following has the author attributed the 2008 Asian financial crisis?
(1) Reluctance of Asian governments to taper off the economic stimulus
(2) Greed of Asian investors causing them to trade stocks of American companies at high prices
(3) Inflated real estate prices in Asian countries
(A) None
(B) Only (1)
(C) Only (3)
(D) Only (1) and (2)
(E) Only (2)
Ans : (D)

What does the author want to convey through the phrase “The world has not changed it has just moved places” ?
(A) At present countries are more dependent on Asian economics than on the US economy
(B) Economies has become interlinked on account of globalization
(C) Asian governments are implementing the same economic reforms as developed countries
(D) All economies are susceptible to recession because of the state of the US economy
(E) None of these
Ans : (A)

Which of the following can be said about the Chinese government’s efforts to revive the economy ?
(A) These were largely unsuccessful as only the housing market improved
(B) The government’s only concern was to boost investor confidence in stocks
(C) These efforts were ineffectual as the economy recovered owing to the US market stabilising
(D) These were appropriate and accomplished the goal of economic revival
(E) They blindly imitated the economic reforms adopted by the US
Ans : (B)

Why do experts predict that Asian policy makers will not withdraw fiscal stimulus ?
(1) The US economy is not likely to recover for a long time
(2) Stock markets are yet to regain their former levels
(3) Fear of revolt by greedy citizens
(A) None
(B) Only (3)
(C) Only (1) and (3)
(D) Only (2)
(E) Only (2) and (3)
Ans : (D)

What do the statistics about loans given by Chinese banks in 2009 indicate ?
(A) There was hardly any demand for loans in 2008
(B) The Chinese government has borrowed funds from the U.S.
(C) China will take longer than the US to recover from the economic crisis
(D) The GDP of China was below expectations
(E) None of these
Ans : (D)

Why has investor confidence in the Chinese stock market been restored ?
(1) Existing property prices which are stable and affordable
(2) The government has decided to tighten credit
(3) Healthy growth of the economy indicated by GDP figures
(A) Only (3)
(B) Only (1) and (2)
(C) All (1), (2) and (3)
(D) Only (2)
(E) None of these
Ans : (A)

What is the author’s main objective in writing the passage ?
(A) Illustrating that Asian economies are financially more sound than those of developed countries
(B) Disputing financial theories about how recessions can be predicted and avoided
(C) Warning Asian countries about the dangers of favoring fast growth and profits over sound economic principles
(D) Extolling China’s incredible growth and urging other countries to emulate it
(E) Advising governments about the changes in policy to strengthen economic fundamentals
Ans : (C)

Why does the author doubt the current resurgence of Asian economics ?
(A) Their economies are too heavily reliant on the American economy which is yet to recover
(B) Central banks have slashed interest rates too abruptly which is likely to cause stock markets to crash
(C) With their prevailing economic conditions they are at risk for a financial crisis
(D) Their GDP has not grown significantly during the last financial year
(E) None of these
Ans : (B)

Which of the following can be inferred from the passage ?
(1) All Asian economies are recovering at the same pace
(2) Experts are apprehensive about the state of Asian economies despite their recovery
(3) Developed countries should implement the same economies reforms as Asian ones
(A) Only (1)
(B) Only (2) and (3)
(C) Only (1) and (2)
(D) Only (2)
(E) None of these
Ans : (D)

According to the passage, which of the following factor(s) has/ have had a negative impact on the Asian stock markets ?
(1) Abrupt drop in exports by Asian countries
(2) Extravagant disbursement of housing loans in 2009
(3) Raising of interest rates by the Central Bank
(A) None
(B) Only (1) and (2)
(C) Only (1)
(D) Only (1) and (3)
(E) All (1), (2) and (3)
Ans : (B)

Last edited by Neelurk; April 23rd, 2020 at 03:32 PM.
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