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  #1  
January 24th, 2016, 02:40 PM
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PNB bank loan

I want to apply for the Housing Loan of the Punjab National Bank so please tell me about the interest rates of it?
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  #2  
January 24th, 2016, 02:42 PM
Super Moderator
 
Join Date: Mar 2012
Re: PNB bank loan

Punjab National Bank (PNB) is an Indian financial services company based in New Delhi, India.

It was founded in 1895

It provides the facility of Housing Loan

Housing Loan
Purpose
For construction of house/ flat;

For purchase of built house/flat.

For purchase of under construction house/flat from Housing Boards/ Development Authorities/ Co-operative Societies/ Approved Private Builders/ Projects

For carrying out Additions to the house/flat

For carrying out repairs/ renovation / alterations/ cost of furnishing to the house/flat

For meeting cost escalation in the cases of under-construction flats to existing Housing Loan borrowers

For purchase of land/plot for house building

Eligibility
Individuals or Joint owners

Margin (Borrower’s contribution)
Housing Loan Upto Rs.75 lac 20%
Housing Loan Above Rs.75 lac 25%
Purchase of Land/Plot for House Building 40%

Rate of Interest
Under floating Rate option: @ Base Rate

Under fixed rate option: @ Base Rate+0.50%

Processing Charges/ Upfront fee
Upto Rs 300 lacs
0.50% of loan amount, max Rs 20000/- exclusive of service tax

Above Rs 300 lacs
Rs 50000/- exclusive of service tax

For more details here is the attachment

Punjab National Bank Housing Loan Details
Attached Files
File Type: doc Punjab National Bank Housing Loan Details.doc (60.0 KB, 63 views)


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