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April 11th, 2015, 03:17 PM
Super Moderator
 
Join Date: Mar 2012
Re: Indian Overseas Bank Personal Loan India

As per your request here I am providing you the details about the Indian Overseas Bank Personal Loan India.

Indian Overseas Bank provides personal loans in two categories: Clean Loan and Consumption Loan-Sahayika. The loan is provided for meeting social financial commitments such as marriage in the family, education of children, medical treatment etc. The loan can be availed for any financial commitment with in the ambit of law.

Various types of Indian Overseas Bank Loans are listed below :

Pushpaka Loan Scheme
Vidya Jothi Scheme
NRI Home Loan Scheme
Alankaar Scheme
Personal Loan
Retail Trade
Home Improvement Scheme
Clean Loan
Shubh Yatra
Akshay
Subha Gruha Scheme
Sahayika
Liquirent
Home décor

Loan highlights:

For Salaried:

Loan Scheme: Clean loan

Loan Type: Term Loan

Loan Amount: The max. loan amount is ten times of salary or Rs.15.00 lac whichever is lower or for LIC agents, the maximum loan is up to 10 times average monthly commission or Rs.5.00 lakh whichever is lower.

Tenure: Min. - 12 months.
Max. - 60 months.

Interest Rate: Min. - 15.25 %
Max. - 15.25 %

Time to Process Loan: 7 days

For Self Employed:

Loan Scheme: Consumption Loans-Sahayika

Loan Type: Term Loan

Loan Amount: Max. - Rs 1000000

Tenure: Min. - 12 months.
Max. - 60 months.

Interest Rate: Min Min. - 14 %
Max. - 14 %

Time to Process Loan: 7 days


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