Whenever you have excess funds, the first thing you should think of is a Kotak Mahindra Regular Fixed Deposit.

This deposit doesn’t just give you stable returns, financial safety and liquidity, but also the choice of when you want the interest on your principal – monthly or quarterly, depending upon your needs.

Regular Fixed Deposit

Attractive interest rates

Make a deposit of as low as Rs. 10,000/- (Rs. 25,000/- for new customer)

Booking period - 7 days to 10 years

Choose to receive interest monthly, quarterly or keep it invested till maturity

Kotak Bank customers can Book Fixed Deposits online through Net Banking

Partial/Premature withdrawal of Fixed Deposit is permitted

Nomination facility is available

Liquidity through Sweep-in facility

Flexibility to keep your financial portfolio diversified

Avail Overdraft facility against Fixed Deposit

For Fixed Deposits with tenure below 181 days, interest will be calculated at maturity as Simple Interest.

For monthly pay-out Fixed Deposit, minimum tenure is 181 days and interest payout will be discounted based on the prevailing rates.

Contact-

For assistance, call their Customer Contact Center at 1860-266-2666, or +91-22-6600-6022 if overseas.