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#1
June 7th, 2016, 02:39 PM
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Interest Rate of Uttar Bihar Gramin Bank
Hello, I want to know the details of the Interest Rate of Uttar Bihar Gramin Bank of the loan against mortgage of property.
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#2
June 7th, 2016, 02:47 PM
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Re: Interest Rate of Uttar Bihar Gramin Bank
Hello, here I am providing you the details of the Interest Rate of Uttar Bihar Gramin Bank of the loan against mortgage of property as under:
Purpose To meet personal and commercial purposes excluding bookie, real estate and capital market Rate of Interest 13.50% ( Subject to change ) Eligibility Loan against property of Urban and Semi Urban areas Target Group Individual ( Singly and Jointly ), Traders, Businessman or Entrepreneur whose gross monthly salary should not be less than 10000/- Should not be defaulter of any Bank/Financial Organisation Security Mortgage of property (With clear demarcation, boundary and easily recognizable) Insurance Comprehensive Insurance of Property is required Repayment of Loan Maximum 10 years Quantum of loan Minimum 1.00 Lac and maximum 50.00 Lacs For salaried employee, 50% of Property Cost or 36 times of gross monthly salary, whichever is less For non-salaried people, 3 times of gross annual income or 50% of property, whichever is less
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