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Old June 7th, 2016, 02:39 PM
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Default Interest Rate of Uttar Bihar Gramin Bank

Hello, I want to know the details of the Interest Rate of Uttar Bihar Gramin Bank of the loan against mortgage of property.
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  #2  
Old June 7th, 2016, 02:47 PM
Kesari Koli
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Join Date: Mar 2013
Posts: 14,250
Default Re: Interest Rate of Uttar Bihar Gramin Bank

Hello, here I am providing you the details of the Interest Rate of Uttar Bihar Gramin Bank of the loan against mortgage of property as under:

Purpose
To meet personal and commercial purposes excluding bookie, real estate and capital market

Rate of Interest
13.50% ( Subject to change )

Eligibility
Loan against property of Urban and Semi Urban areas

Target Group
Individual ( Singly and Jointly ), Traders, Businessman or Entrepreneur whose gross monthly salary should not be less than 10000/-

Should not be defaulter of any Bank/Financial Organisation

Security
Mortgage of property (With clear demarcation, boundary and easily recognizable)

Insurance
Comprehensive Insurance of Property is required

Repayment of Loan
Maximum 10 years

Quantum of loan
Minimum 1.00 Lac and maximum 50.00 Lacs
For salaried employee, 50% of Property Cost or 36 times of gross monthly salary, whichever is less
For non-salaried people, 3 times of gross annual income or 50% of property, whichever is less
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