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December 29th, 2016, 04:11 PM
Super Moderator
 
Join Date: Mar 2012
Re: IOB Bank SB Account Number

Savings Bank accounts are meant to inculcate Savings habit among the citizens.

The Savings Bank accounts are opened by the bank on proper introduction and also after ensuring that the customer satisfies the KYC (Know Your Customer) norms.

Savings Bank Application form




In order to adhere to KYC Policy, the customers are required to submit two passport size photographs of all the depositors/ account holders, producing any of the following documents namely

1 Pass port
2 PAN card
3 Voters Identity Card
4 Driving Licence
5 Identity Card (Subject to Bank’s Satisfaction).

The customer is also required to submit any one of the following documents -

1 Telephone Bill,
2 Letter from any recognised Public Authority
3 Electricity Bill
4 Ration Card
5 Letter from employer subject to satisfaction on Bank
6 Propery Tax Book/Receipt
7 Registered Lease Deed.

The minimum balance to be maintained in savings bank account (without the facility of cheque books) is Rs.100/ and where cheque books are issued, a minimum balance of Rs.500/- has to be maintained in respect of rural & Semi urban branches.

In respect of Urban &Metro branches the minimum balance will be Rs 500 without issue of cheque books and Rs 1000 with availment of cheque book facility.

Customer service: 1800 425 4445


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