#1
December 27th, 2017, 02:14 PM
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Citizen Credit Bank Interest Rates
Hi buddy here I am looking for Citizen Credit Bank Interest Rates for its various service , so will you plz let me know about the same here ??
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#2
December 27th, 2017, 03:27 PM
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Re: Citizen Credit Bank Interest Rates
As you want here I am giving below Citizen Credit Bank Interest Rates for its various service on your demand : Type of Rate of Interest Interest Rate wef 01.06.2017 Prime Lending Rate (PLR) 12.00% p.a Housing Long Term PLR (HLTPLR) upto Rs. 25 lakhs 9.75% p.a HLTPLR above Rs. 25 lakhs 10.00% p.a Festive Long Term PLR (FLTPLR) -prior to 01st Sept 2015 10.00% p.a FLTPLR (wef 01.09.2015 to 31.01.2016 for loans upto Rs. 25.00 lakhs) 0.60% below FLTPLR i.e 9.40% p.a FLTPLR (wef 01.09.2015 to 31.01.2016 for loans above Rs. 25.00 lakhs upto Rs. 70.00 lakhs) 0.60% below FLTPLR i.e 9.40% p.a Festive Vehicle PLR (FVPLR) 10.75% p.a (No change) Personal Car Loan -Summer Bonanza- Upto 30th June 2017 8.75% p.a. Long Term PLR (LTPLR) upto Rs. 25 lakhs 10.50% p.a LTPLR above Rs. 25 lakhs 11.50% p.a Loans against Gold/LIC/NSC/Govt Securities 11.50% p.a Mortgage loans & Overdraft 14.00% p.a Surety/Consumer Loans 13.00% p.a Discounting of Bills under Letter of Credit Minimum Sub PLR of 2% @10.00% p.a. for sight LC & Usance LC upto 90 days Sub PLR of 1.50% p.a @10.50% for Usance LC above 90 days to 180 days, subject to approval of the Managing Director Loan/ Overdraft Against Property ( LAP & OAP) 12.25% p.a Reverse Mortgage 12.00% p.a Lease Rental Discounting 12.00% p.a SME Priority upto Rs. 1 crore 11.75% p.a SME/Corporate loans above Rs. 1 crore (based on internal rating) AAA : 0.50% below PLR i.e 11.50% p.a. AA : 0.25% below PLR i.e 11.75% p.a. A : At PLR i.e 12.00% p.a. Loans against shares 13.00% p.a Bank’s own Fixed Deposit 2% above the deposit rates (non senior citizen) 1% above the deposit rates (senior citizen) Loan against third party deposit 2% above the deposit rates or PLR whichever is higher Doctor Care Upto 84 months - 9.50% p.a. Above 84 Upto 120 months - 11.50% p.a. Penal Interest on overdue advances 2% above interest rate applicable to the advance Construction/Real Estate Loans Between PLR + 2% p.a to PLR + 4% pa. i.e 14.00% p.a to 16.00% p.a Saving and term deposit interest rates Savings Bank Deposits w.e.f. January 01, 2017 Savings - Domestic (Regulated) 4.00% p.a (on daily balances product) Savings - NRO / NRE (Regulated) 4.00% p.a. (on daily balances product) Savings Bank Interest will be paid of September 30th and March 31st of every Financial Year. Term Deposits w.e.f. January 01, 2017 RAP30 4.50% p.a. RAP90 5.75% p.a. FD365 7.00% p.a. FD500 7.25% p.a. Other Term Deposits (New Slabs) w.e.f. January 01, 2017 Period of Deposit Percentage 31 days to 180 days 5.75% p.a. 181 days to 270 days 6.25% p.a. 271 days to 1 year 6.75% p.a. Above 1 year upto 3 years 6.90% p.a. Above 3 year upto 5 years 6.90% p.a. NRE FDR, NRE QIRP Term Deposits (with effect from January 01, 2017) Period of Deposit Percentage 1 year (12 months) 6.75% Above 1 year upto 5 years 6.90% |
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