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  #1  
December 12th, 2017, 10:16 AM
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Karur Vysya Bank Business Loans

Hi buddy will you plz give info related to Karur Vysya Bank Business Loans like document require along with eligibility, so would you plz tell me about the same ??
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  #2  
December 12th, 2017, 11:52 AM
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Join Date: Mar 2012
Re: Karur Vysya Bank Business Loans

Karur Vysya Bank is an Indian private-sector bank, headquartered in Karur in Tamil Nadu.

As you want here I am telling info related to Karur Vysya Bank Business Loans like document require along with eligibility:

Require Documentation


Income Documents

Salaried: Latest 3 years Payslip, 6 months Salary account bank statement &, Latest year Form 16.
Self-employed: Latest 2 years ITR, Financial Documents (P & L account, Balance Sheet, Schedules to Balance Sheet & Tax Audit report) & 6 months Company primary Current account statement
Your current obligations i.e. the other installments (EMIs) you are currently paying, the number of credit cards and credit limits you have or use

KYC Documents

Pan Card, Secondary ID Proof (DL, Adhaar card, Voter's ID) & Passport size photo

Proof of Employment/Business Continuity

Salaried: Form 16 or Appointment letter, dated 2 years or earlier period
Self-employed: ITR or Sales/Service Tax registration certificate, dated 2 years or earlier period

Property Documents (In case of HL/LAP)

Under construction property - Allotment letter, Proof of booking amount paid and Payment schedule
Ready Property - Sale Deed, Parent Documents, Property tax paid certificate (Latest), Khatha (7/11 extract) and Latest EC
Plot & Self-construction - Sale Deed, Parent Documents, Khatha (7/11 extract) and Latest EC

Eligibility

Minimum 2 years of work experience; in case of self-employed, minimum 2 years of business continuity
Minimum age of 21 years and maximum age for 60 years (loan completion age)
Minimum take home income of Rs.25000/- per month
Co-applicant applicable in case of HL & LAP, Spouse/Parents/Childre

Karur Vysya Bank profile:
Type Private
Traded as BSE: 590003
NSE: KARURVYSYA
Industry Banking
Financial services
Founded 1916
Headquarters Karur, Tamil Nadu, India
Key people B.Swaminathan
(Chairman)
Products Consumer banking, Corporate banking, Finance and Insurance, Investment banking, Mortgage loans, Private banking, Wealth management, Credit Cards
Revenue 5,443.41 crore (US$850 million) (2016)
Operating income 1,235.42 crore (US$190 million) (2016)
Net income 567.63 crore (US$89 million) (2016)
Total assets 57,663.72 crore (US$9.0 billion) (2016)
Number of employees 7,211 (2016)
Capital ratio 11.79%


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