The Karur Vysya Bank is provides credit card facility to its customers. The Karur Vysya Bank was initiated in a small textile village at Karur in Tamil Nadu in year 1916.

The bank has over 551 branches spread all across the country. It has more than 1276 ATMs in more than 17 states and 2 union territories.

Karur Vysya Bank provides a huge plethora of card services to the customers in the form of debit cards, gift cards, credit cards and travel cards.

Karur Vysya Bank credit cards are available in two varieties which include the KVB Gold and more cards and KVB Platinum cards.

Eligibility:
Credit Card holder should be in the age bracket of 18 years to 70 years.
Should have a fixed monthly income
Should have a good CIBIL credit score
Primary Card holder should be in the age bracket of 21 years to 65 years. Add-on Card holder should be 15 years and above.
Net Income - Rs. 15 lakh and above per annum
Should be a resident of India

Documents required:

Pan Card Photocopy OR Form 60
Latest Salary Slip, Form 16, Income Tax return copy as income proof
Passport, driving license, ration card, etc for residence proof.

Salient Features:

The cards are issued in two variants viz. GOLD & MORE and PLATINUM
Secured and unsecured type of cards are issued in both the variants
The cards are VISA enabled
Worldwide acceptance – 24 million outlets across the globe.
6,50,000 outlets in India.
Credit facility
Cash withdrawals.
EMV chip embossed card.
Up to THREE Add on cards.
Loyalty rewards points.
Balance transfer
Flexi-pay.
SMS alerts
No petrol surcharge

Interest Rates

Credit card interest rate 3.35% per month
Card membership fee
Rs 2,999 for KVB Platinum cards and Rs 499/- for KVB Gold and more cards (one time)

Add- on fee None
Foreign currency transaction Conversion mark up: 3.5%
Late fee charges Varies according to the amount
Annual fees
Rs 2,999 for KVB Platinum cards and Rs 499/- for KVB Gold and more cards (per annum

Replacement card charges Rs 100/-