#1
December 27th, 2017, 03:29 PM
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Karur Vysya Bank (KVB)
I want to apply for Home Loan in Karur Vysya Bank (KVB) so can you please provide me the details of the loan?
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#2
December 28th, 2017, 08:02 AM
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Re: Karur Vysya Bank (KVB)
The Karur Vysya Bank (KVB) offer Happy Home Loan to purchase a house. Happy Home Loan If you are a resident Indian or HUF and want to purchase a house we have an exclusive Happy Home Loan scheme to cater your needs. MCLR rates Festive Bonanza Rate of Interest 8.65% / 9.00% p.a. (One year MCLR) Processing Charges - Loans upto Rs. 25.00 lakhs Rs. 2500/- + GST - Loans between Rs. 25.00 lakhs & Rs. 50 lakh Rs. 5000/- + GST - Loans above Rs. 50.00 lakhs Rs. 7500/- + GST Features All Resident Individuals and HUF (opening through Kartas) . NRI ‘s can also avail the loan under KVB – Gruhapravesh. Purposes: For construction of Independent Houses For outright purchase of Independent Houses, Flats (not older than 15 years) For purchase of plots and construction there on. For Take over of Loans from another Bank / FI’s For Improvement/ Repairs/ Additional construction/Renovation of existing houses or flats owned by you. For purchase of Plots or Flats developed by Government Authorities. Margin 25.00%- For New Houses/Flat 30.00%- For Old Houses/Flat (Repayment up to 15 Years) 35.00%- For Old Houses/Flat (Repayment above 15 Years) (* Relaxation available based on merits) Maximum Repayment Tenor - 25 Years (Including Holiday Period) - EMI Maximum Holiday Period - 12 Months SCHEME ROI (floating) p.a. Housing loan One-year MCLR + 0.85% Housing Loan under CRE norms One-year MCLR + 1.60% Primary Security Equitable Mortgage of Land & building Collateral Security Optional (NSC/KVP/LIC Policies, Bank Deposits, Land & Building etc.,) Guarantee A suitable Guarantor with sufficient net worth , acceptable to the Bank (preferably spouse or family members or friends) Insurance Coverage for the Borrower Available to the extent of Loan amount with LIC, SBI Life and BSLI as SINGLE PREMIUM payable by the Borrower. (Available if the borrower is interested) Contact- The Karur Vysya Bank Limited Registered & Central Office Post Box No.- 21 Erode Road, Karur - 639002 Phone No : 04324 - 269000 Fax No : 04324 - 225514 CIN :L65110TN1916PLC001295 |
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