I am customer of State Bank of Bikaner & Jaipur (SBBJ) and heard about the KCC (Kisan Credit Card) scheme of this bank want details. Will you provide all details about KCC (Kisan Credit Card) of SBBJ Bank along with Eligibility for availing this facility also tell about loan amount?

State Bank of Bikaner & Jaipur (SBBJ) is an associate bank of State Bank of India. Its branch network out of Rajasthan covers all the major business centers of India.

About SBBJ KCC (Kisan Credit Card)

Eligibility for KCC:

Owner cultivators, tenant cultivators and Share croppers.
Agricultural borrowers having good track record for the last 2 years (i.e., Maintaining standard loan accounts).
Creditworthy new borrowers can also be financed.

Security

Loan amount upto Rs 50000/

Hypothecation of Crops.

Above Rs 50000/ upto Rs 100000

(1) Hypothecation of crops.
(2) Mortgage of land or third party guarantee *

Above Rs 100000/

(1) Hypothecation of crops
(2) Mortgage of lands

For loans upto Rs 1 lac to farmers having legal ownership of agricultural lands with good track record for last 2 years, no collateral is required

How do you repay

It is a revolving cash credit limit with any number of withdrawals and repayments and Limit is valid for 3 years.

Insurance Under KCC Kisan Credit

Card holders are covered by a personal accident insurance. This cover is available when the person enters the scheme.

The cover is as follows:

Death : `50,000
Disability: `25000
Maximum Age to enter : 70 years

Contact:

The Chief Vigilance Officer
State Bank of Bikaner and Jaipur,
Head Office, Tilak Marg,
Jaipur - 302005.
Phone: 0141- 5101570
Telefax: 0141- 2227165
Email-Id : gmvigilance@sbbj.co.in