#1
June 9th, 2015, 03:53 PM
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Kisan Credit Card Application Form State Bank Of India
Hello ! I am Baani and I am an farmer by profession please kindly avail me with the details regarding the Kisan Credit Card??? Also tell me about the Benefits of Kisan Credit Card and if possible the provide the Kisan Credit Card Application Form of State Bank Of India ??????? Don’t worry I will let you know information of State Bank Of India, Kisan Credit Card and also want to tell you that to apply for card you have to contact the nearest branch of bank. Disbursement of the Loan As per the cultivation requirements of the crop, the loan will be disbursed in cash. Repayment Kharif (mono) (1st April to 30th September) - 31st Jan Rabi crop (mono) (1st October to 31st March) - 31st July Double /Multiple Crops (Kharif & Rabi seasons) - 31st July Long term Crops (All round the year) - 12 months (from the date of first disbursement) Collateral security is waived for A. limit of up to Rs.1 lac B. limit up to Rs.3 lacs for loans with tie-up arrangement for recovery. Eligibility All farmers-individuals/Joint borrowers who are owner cultivators. Tenant farmers, Oral lessees and Share Croppers etc. SHGs or Joint Liability Groups of farmers including tenant farmers, share croppers etc., Features Short term credit limit is fixed for the first year depending upon the crops cultivated as per proposed cropping pattern & scale of finance post-harvest/ household / consumption requirements Maintenance expenses of farm assets, crop insurance, Personal Accident Insurance Scheme (PAIS) and Asset insurance. For every successive years (2nd, 3rd, 4th, and 5th year), the limit will be stepped up @10%.(short term credit limit sanctioned for 5th year will be about 150% of the first year limit allowed to farmers). The short term loan limit arrived for the 5th year as in (iv) plus estimated investment loan requirement as in (v) (highest among the five years) above will be the Maximum Permissible Limit (MPL) and sanctioned as the Kisan Credit Card Limit KCC borrowers shall be issued an ATM cum Debit card (State Bank Kisan Card), to enable them to withdraw from KCC accounts from ATMs and PoS terminals. Address:- State Bank Of India 3rd Floor, G Block, Synergy Buidling, Bandra Kurla Complex-Bandra East, Mumbai - 400051, Behind National Stock Exchange Phone:- +(91)-80-26599990 18004253800,1800112211 Last edited by Neelurk; March 2nd, 2020 at 08:39 AM. |
#2
March 8th, 2017, 10:17 AM
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Re: Kisan Credit Card Application Form State Bank Of India
Can you please get the application form of Kisan Credit Card and also let me know about the scheme offer by State Bank Of India?
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